A Mobile Banking Payment System Based on Automatic Generation of QR Codes
A mobile banking and payment system technology, applied in payment systems, payment architectures, payments involving neutral parties, etc., can solve problems such as the security and limitations of payment software, and achieve simplified payment process, accurate transaction information, limited effect
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Embodiment 1
[0029] as attached figure 1 , 3 , shown in 4, 1 is the bank mobile phone client 1 of the mobile bank payment system automatically generated based on two-dimensional codes of the present invention, 2 is a three-party payment server, 3 is a bank server, 4 is a PC print capture client, and 41 is encryption Network terminal, 411 is a PC terminal program module, 412 is a control and encryption chip.
[0030] as attached figure 1 , 3 , 4, the mobile bank payment system automatically generated based on two-dimensional codes of the present invention includes a bank mobile phone client 1, a three-party payment server 2, a bank server 3 and a PC print capture client 4; the PC print capture client 4 includes Encrypted network terminal 41; Encrypted network terminal 41 includes PC-side program module 411 and control and encryption chip 412; Control and encryption chip 412 stores merchant secret key, in order to provide to PC-side program module 411 when establishing communication; PC-s...
Embodiment 2
[0037] as attached figure 2 , 3, shown in 4, 1 is the bank mobile phone client 1 of the mobile bank payment system automatically generated based on two-dimensional codes of the present invention, 2 is a three-party payment server, 3 is a bank server, 4 is a PC print capture client, and 41 is encryption Network terminal, 411 is a PC terminal program module, 412 is a control and encryption chip.
[0038] as attached figure 2 , 3 , 4, when the bank logo can be judged by the http header link string, when the bank mobile phone client 1 verifies the scanned two-dimensional code graphic data, it directly requests the link string, and the bank server 3 identifies the bank logo, Complete the verification; the rest are the same as in Example 1.
[0039] The mobile bank payment system based on the automatic generation of the two-dimensional code of the present invention can directly obtain the small ticket information and automatically generate the two-dimensional code, the transac...
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