Insurance application information review method and device
A technology of underwriting and information, applied in the computer field, can solve problems such as policy management troubles, risk omissions, policy rollbacks, etc.
Active Publication Date: 2021-03-09
PING AN TECH (SHENZHEN) CO LTD
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Problems solved by technology
If the insurance company underwrites each insurance policy separately, it may cause risk omission
If you underwrite an insurance policy that has risk omissions, you need to roll back the underwritten policy, which will bring unnecessary trouble to policy management
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[0055] In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.
[0056] The insurance application information verification method provided in the embodiment of the present invention can be applied to such as figure 1 shown in the application environment. The terminal 102 is connected to the server 104 through the network, wherein the terminal 102 includes a service terminal and a front-end terminal. The terminal 102 uploads the insurance application record and the insurance application information of the insurance application form to the server 104 . The insurance application record includes the customer ID and the number of insurance applications correspondin...
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The present invention relates to a method and device for reviewing insurance application information. The method includes: receiving an insurance application record and an insurance application form uploaded by a terminal, the insurance application record including a customer identification and the number of insurance application forms corresponding to the customer identification; Multiple insurance application forms of the same customer, obtain the insurance application information of the insurance application form; when the number of multiple insurance application forms pulled from the same customer is consistent with the number of insurance application forms corresponding to the customer identification in the insurance application record, obtain the underwriting information According to the underwriting rule, the underwriting operation is performed on the insurance application information of multiple insurance application forms of the same customer at the same time. Adopting this method can effectively reduce policy rollback operations.
Description
technical field [0001] The invention relates to the field of computer technology, in particular to a method and device for reviewing insurance application information. Background technique [0002] Insurance has penetrated into people's lives at present, and the types of insurance that customers can insure are also becoming more and more abundant. Customers can choose the appropriate type of insurance to insure, and the insurance company will underwrite the insurance policy when applying for insurance. Customers can apply for multiple types of insurance, and correspondingly, multiple insurance applications will be generated. If the insurance company underwrites each insurance application separately, it may cause risk omission. If you underwrite an insurance policy that has risk omissions, you need to roll back the underwritten policy, which will bring unnecessary trouble to policy management. How to effectively reduce policy rollbacks has become a technical problem that n...
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IPC IPC(8): G06Q40/08
CPCG06Q40/08
Inventor 陈艳孙俊雅白鹤
Owner PING AN TECH (SHENZHEN) CO LTD