User credit checking method, device, apparatus and readable storage medium
A user and credit information technology, applied in the field of communication, to reduce the effect of network fraud
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Embodiment 1
[0026] figure 1 It is a flow chart of the user credit investigation method provided by Embodiment 1 of the present invention. The embodiment of the present invention aims at the problem that some unscrupulous corporate users sell the purchased "corporate SIM cards" to individual users, so that some individual users use this to circumvent the real-name system and carry out criminal activities such as network fraud and telecommunications fraud, and provides a user credit investigation method . The method provided by the embodiment of the present invention can be applied to a terminal device, and the terminal device can be used as a server to process the request of an enterprise user to purchase a SIM card. In other embodiments, the method can also be applied to other devices. In this embodiment, the terminal device Take as an example for schematic illustration. Such as figure 1 As shown, the specific steps of the method are as follows:
[0027] Step S101, acquiring usage inf...
Embodiment 2
[0039] figure 2 It is a flow chart of the user credit investigation method provided by Embodiment 2 of the present invention. On the basis of the first embodiment above, in this embodiment, if the credit rating of the enterprise user is poor, then the enterprise user will be alerted, including: when receiving the enterprise user's request to purchase a SIM card, judging the enterprise user's Whether the credit rating is poor; if the corporate user's credit rating is poor, a warning message will be issued. Such as figure 2 As shown, the specific steps of the method are as follows:
[0040] Step S201, acquiring usage information of all SIM cards of enterprise users.
[0041] In this embodiment, the SIM card of the enterprise user refers to the SIM card that the enterprise user has purchased.
[0042] Wherein, the usage information of the SIM card at least includes the service package information of the SIM card and the usage information of each month. The usage informatio...
Embodiment 3
[0078] image 3 It is a schematic structural diagram of a user credit checking device provided in Embodiment 3 of the present invention. The user credit checking device provided in the embodiment of the present invention can execute the processing procedure provided in the user credit checking method embodiment. Such as image 3As shown, the device 30 includes: an acquisition module 301 , a credit calculation module 302 and a processing module 303 .
[0079] Specifically, the obtaining module 301 is configured to obtain usage information of all SIM cards of enterprise users.
[0080] The credit calculation module 302 is used to calculate the credit level of the enterprise user according to the usage information of all SIM cards of the enterprise user, and the credit level includes at least excellent, good and poor.
[0081] The processing module 303 is configured to perform warning processing for the enterprise user if the credit investigation level of the enterprise user i...
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