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User credit checking method, device, apparatus and readable storage medium

A user and credit information technology, applied in the field of communication, to reduce the effect of network fraud

Active Publication Date: 2018-12-18
CHINA UNITED NETWORK COMM GRP CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The present invention provides a user credit checking method, device, equipment and readable storage medium, which are used to solve the problem that some unscrupulous corporate users sell purchased "corporate SIM cards" to individual users, so that some individual users use this to circumvent the real-name system and implement The problem of criminal activities such as Internet fraud and wire fraud

Method used

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  • User credit checking method, device, apparatus and readable storage medium
  • User credit checking method, device, apparatus and readable storage medium
  • User credit checking method, device, apparatus and readable storage medium

Examples

Experimental program
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Embodiment 1

[0026] figure 1 It is a flow chart of the user credit investigation method provided by Embodiment 1 of the present invention. The embodiment of the present invention aims at the problem that some unscrupulous corporate users sell the purchased "corporate SIM cards" to individual users, so that some individual users use this to circumvent the real-name system and carry out criminal activities such as network fraud and telecommunications fraud, and provides a user credit investigation method . The method provided by the embodiment of the present invention can be applied to a terminal device, and the terminal device can be used as a server to process the request of an enterprise user to purchase a SIM card. In other embodiments, the method can also be applied to other devices. In this embodiment, the terminal device Take as an example for schematic illustration. Such as figure 1 As shown, the specific steps of the method are as follows:

[0027] Step S101, acquiring usage inf...

Embodiment 2

[0039] figure 2 It is a flow chart of the user credit investigation method provided by Embodiment 2 of the present invention. On the basis of the first embodiment above, in this embodiment, if the credit rating of the enterprise user is poor, then the enterprise user will be alerted, including: when receiving the enterprise user's request to purchase a SIM card, judging the enterprise user's Whether the credit rating is poor; if the corporate user's credit rating is poor, a warning message will be issued. Such as figure 2 As shown, the specific steps of the method are as follows:

[0040] Step S201, acquiring usage information of all SIM cards of enterprise users.

[0041] In this embodiment, the SIM card of the enterprise user refers to the SIM card that the enterprise user has purchased.

[0042] Wherein, the usage information of the SIM card at least includes the service package information of the SIM card and the usage information of each month. The usage informatio...

Embodiment 3

[0078] image 3 It is a schematic structural diagram of a user credit checking device provided in Embodiment 3 of the present invention. The user credit checking device provided in the embodiment of the present invention can execute the processing procedure provided in the user credit checking method embodiment. Such as image 3As shown, the device 30 includes: an acquisition module 301 , a credit calculation module 302 and a processing module 303 .

[0079] Specifically, the obtaining module 301 is configured to obtain usage information of all SIM cards of enterprise users.

[0080] The credit calculation module 302 is used to calculate the credit level of the enterprise user according to the usage information of all SIM cards of the enterprise user, and the credit level includes at least excellent, good and poor.

[0081] The processing module 303 is configured to perform warning processing for the enterprise user if the credit investigation level of the enterprise user i...

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PUM

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Abstract

The invention provides a user credit checking method, a device, an apparatus and a readable storage medium. The method of the invention comprises: the use information of all SIM cards of enterprise users is obtained; according to the usage information of all SIM cards of enterprise users, the credit rating of enterprise users is calculated, which includes excellent, good and poor at least; if thecredit rating of the enterprise user is poor, alerts are performed on enterprise users, the credit rating of most enterprise users with abnormal SIM card usage, such as card storing or illegal cardsresale, can be marked as poor, and alerts are performed on the enterprise users whose credit rating is poor, when an enterprise user applies for bulk purchase of SIM cards, the relevant technical personnel are prompted to conduct further examination on the enterprise user in order to prevent the enterprise user from reselling the enterprise SIM card to the individual user, which can reduce the individual user to evade the real name system and reduce the occurrence of criminal activities such as network fraud and telecommunication fraud by the individual user.

Description

technical field [0001] The present invention relates to the field of communication technology, and in particular to a user credit checking method, device, equipment and readable storage medium. Background technique [0002] Due to the particularity of IoT users, operators target more enterprise users. Enterprise users have a large business volume, and the number of SIM cards purchased each time is relatively large. Compared with individual users, the packages formulated by operators for enterprise users have a large amount of usage and are cheap. In the market, some corporate users with poor credit information have re-sold the purchased SIM cards to individual users. [0003] However, since the SIM cards sold to corporate users (called "corporate SIM cards") have no personal real-name registration, some unscrupulous corporate users sell the purchased "corporate SIM cards" to individual users, so that some individual users use this to circumvent the real-name system. Carry ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): H04W12/00H04W12/12H04W8/18H04W12/128H04W12/30
CPCH04W8/18H04W12/00H04W12/12
Inventor 王晓霞魏进武
Owner CHINA UNITED NETWORK COMM GRP CO LTD
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