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Mobile terminal payment method, device and terminal device

A mobile terminal and payment device technology, applied in the direction of payment architecture, equipment, data processing applications, etc., can solve the problems of low convenience and experience

Active Publication Date: 2019-03-12
GUANGDONG XIAOTIANCAI TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0006] In view of this, the embodiment of the present application provides a mobile terminal payment method, device and terminal equipment to solve the problem that in the existing mobile terminal payment method, the payment speed of minors using the payment function depends on the response speed of the guardian, which is convenient sexual and experiential issues

Method used

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  • Mobile terminal payment method, device and terminal device
  • Mobile terminal payment method, device and terminal device
  • Mobile terminal payment method, device and terminal device

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0032] The following describes a mobile terminal payment method provided by Embodiment 1 of this application, please refer to the attached figure 1 , the mobile terminal payment method in Embodiment 1 of the present application includes:

[0033] Step S101, when receiving the payment request sending instruction from the user, send the payment request to each guardian;

[0034] The user can bind the accounts of multiple guardians in the payment account of the mobile terminal. The payment mode can include the designated payment mode and multi-person payment mode. When the payment mode is designated, the payment request can only be sent to the designated single guardian, and the guardian Respond to the payment request. In multi-person payment mode, the payment request can be sent to each guardian, and each guardian can respond to the payment request.

[0035] The mobile terminal can default the payment mode to the specified payment mode. When the user needs to change the payment...

Embodiment 2

[0059] Embodiment 2 of the present application provides a mobile terminal payment device. For the convenience of description, only the parts related to the present application are shown, such as figure 2 As shown, the mobile terminal payment device includes,

[0060] The request sending module 201 is used to send the payment request to each guardian when receiving the payment request sending instruction from the user;

[0061] The payment completion module 202 is configured to complete the payment and cancel the payment requests sent to other guardians when any one of the guardians responds to the payment request.

[0062] Further, the request sending module specifically includes:

[0063] The intimacy sub-module is used to obtain the intimacy corresponding to each guardian when receiving the payment request sending instruction from the user;

[0064] The successive sending sub-module is configured to send the payment requests to each of the guardians one by one in order of...

Embodiment 3

[0070] image 3 It is a schematic diagram of a terminal device provided in Embodiment 3 of the present application. Such as image 3 As shown, the terminal device 3 in this embodiment includes: a processor 30 , a memory 31 , and a computer program 32 stored in the memory 31 and operable on the processor 30 . When the processor 30 executes the computer program 32, it realizes the steps in the above-mentioned embodiment of the mobile terminal payment method, for example figure 1 Steps S101 to S102 are shown. Alternatively, when the processor 30 executes the computer program 32, it realizes the functions of the modules / units in the above-mentioned device embodiments, for example figure 2 The functions of modules 201 to 202 are shown.

[0071] Exemplarily, the computer program 32 can be divided into one or more modules / units, and the one or more modules / units are stored in the memory 31 and executed by the processor 30 to complete this application. The one or more modules / u...

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Abstract

The invention is applicable to the technical field of software application and provides a payment method, a device and a terminal device of a mobile terminal. The method comprises the following steps:when a payment request sending instruction of a user is received, the payment request is sent to each guardian; When any one of the guardians responds to the payment request, the payment is completedand the payment request sent to the other guardians is canceled. The present application can solve the problem that the payment speed of the minor using the payment function depends on the response speed of the guardian, and the convenience and experience are low in the prior mobile terminal payment method.

Description

technical field [0001] The present application belongs to the field of software application technology, and in particular relates to a mobile terminal payment method, device and terminal equipment. Background technique [0002] With the continuous promotion of smart watches and other mobile terminals, more and more parents equip their children with smart watches and other mobile terminals. The functions of smart watches are also constantly improving, including not only conventional contact functions, but also entertainment and payment functions. [0003] However, due to legal reasons, minors cannot have an independent payment account, and can only bind the payment account of the guardian. When payment is required, a payment request is made to the guardian, and the payment can be made after the guardian agrees. [0004] The payment speed of this payment method depends on the response speed of the guardian. When the guardian fails to see the payment request in time, it will ta...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/32G06Q20/10G06Q20/42
CPCG06Q20/102G06Q20/322G06Q20/42
Inventor 杨婷婷
Owner GUANGDONG XIAOTIANCAI TECH CO LTD