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Delay assurance loss assessment and claim settlement system and method based on block chain

A technology of blockchain and loss determination, which is applied in blockchain-related fields, can solve problems such as long waiting time, complicated and cumbersome procedures, and inefficient claim settlement risks, so as to reduce fraudulent insurance behaviors, reduce costs, and improve risk prevention and control effect of ability

Inactive Publication Date: 2019-08-09
盈美信科技投资有限公司
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  • Application Information

AI Technical Summary

Problems solved by technology

[0005] Aiming at the deficiencies of the existing technology, the present invention provides a blockchain-based system and method for extended warranty and loss determination and claim settlement, which solves the problems of complicated and cumbersome procedures, long waiting time, low efficiency and risk of claim settlement in the existing insurance mechanism. question

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  • Delay assurance loss assessment and claim settlement system and method based on block chain
  • Delay assurance loss assessment and claim settlement system and method based on block chain
  • Delay assurance loss assessment and claim settlement system and method based on block chain

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Embodiment Construction

[0030] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0031] In describing the present invention, it is to be understood that the terms "opening", "upper", "lower", "thickness", "top", "middle", "length", "inner", "surrounding" etc. Indicating orientation or positional relationship is only for the convenience of describing the present invention and simplifying the description, and does not indicate or imply that the components or elements referred to must have a specific orientation, be constructed and operated in...

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Abstract

The invention discloses a delay assurance loss assessment and claim settlement system and method based on a block chain, and relates to the technical field of block chains. According to the delay assurance loss assessment and claim settlement system and method based on the block chain, the decentralization effect is achieved through the arrangement of the block chain, the decentralization means that a plurality of nodes are distributed in the block chain network, the nodes can be freely connected to exchange data, assets, information and the like, and therefore the insurance intermediary costis effectively reduced. In addition, the block chain has a unique consensus mechanism, the compensation behavior is public and transparent due to the unique openness and the distributed network of theblock chain, and the submitting unit can easily check whether the applicant has the behavior of asking for multiple times for the same event in different insurance enterprises or not. The hospital server side system and the insurance delay and claim settlement system are combined through the block chain, so that the whole process is more efficient and orderly, the claim settlement risk is reduced, the complexity of procedures is reduced, and convenience is provided for users and insurance companies.

Description

technical field [0001] The present invention relates to the technical field related to the blockchain, in particular to a blockchain-based system and method for extended warranty and loss determination and claim settlement. Background technique [0002] Blockchain is a new application model of computer technologies such as distributed data storage, point-to-point transmission, consensus mechanism, and encryption algorithm. Blockchain is an important concept of Bitcoin. It is essentially a disintermediation database. At the same time, as the underlying technology of Bitcoin, it is a series of data blocks associated with cryptographic methods. Each data block contains The information of a Bitcoin network transaction is used to verify the validity of the information (anti-counterfeiting) and generate the next block. In a narrow sense, the blockchain is a chained data structure that combines data blocks in a sequential manner in chronological order, and is cryptographically gua...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/08G06F21/64
CPCG06F21/64G06Q40/08
Inventor 李恒陆宁高一丹包明月
Owner 盈美信科技投资有限公司
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