Trusted relationship processing method and device

Abstract

The embodiment of this specification provides a trusted relationship processing method and device, wherein the trusted relationship processing method includes: determining the business feature data of the business point in the subject-object relationship pair constructed based on the trusted subject and the trusted object; The business feature data of the subject-object relationship pair is input into the credible prediction model, and the credible coverage rate prediction of the subject-object relationship pair is output; The user feature data of the relationship pair and the positive samples and negative samples obtained by marking the historical business data of the business point determine the credible feature threshold of the subject-object relationship pair; If the user feature data of the pair is not less than the credible feature threshold of the subject-object relationship pair, the subject-object relationship pair is determined as a credible relationship pair for credible determination of the service request submitted by the business user.

Description

Trusted relationship processing method and device technical field Embodiments of this specification relate to the technical field of data processing, in particular to a method for processing trusted relationships, a A trusted relationship processing apparatus, a computing device, and a computer-readable storage medium. Background technique With the rapid development of Internet technology, the application of mobile payment based on Internet technology is also more and more extensive, However, while mobile payment provides convenience for users, it faces more and more serious payment security challenges. Usually, users are If an abnormality is found during the payment process, an application and report processing will be made to the payment platform currently making the payment, and the payment platform will Perform risk verification on online transactions applied by users, and enter the corresponding management and control process according to the risk verification ...

AI Technical Summary

Problems solved by technology

Usually, if a user finds an abnormality during the payment process, he or she will apply for a report to the payment platform currently making the payment. The payment platform will conduct risk verification on the online transaction applied by the user, and enter the corresponding management and control process according to the risk verification result. The risk verification of online transactions applied by users mainly relies on the user's historical payment data. For new users or users with less historical payment data, risk verification is more difficult

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