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Repayment processing method and device, server and storage medium

A processing method and processor technology, applied in the field of Internet finance, can solve the problems of delayed repayment, affecting the flow of funds of the lender, and non-timely repayment of loan users, so as to reduce the loan risk and ensure the normal flow of funds.

Inactive Publication Date: 2020-03-31
SIMPLECREDIT MICRO LENDING CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, in the current loan field, it often happens that loan users do not repay on time or delay repayment, and delayed repayment may affect the lender's capital flow for the lender, making the lender have loan risks

Method used

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  • Repayment processing method and device, server and storage medium
  • Repayment processing method and device, server and storage medium
  • Repayment processing method and device, server and storage medium

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Embodiment Construction

[0060]The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without creative efforts fall within the protection scope of the present invention.

[0061] refer to figure 1 , providing an architecture diagram of a loan system for the embodiment of the present invention, such as figure 1 As shown in the architecture diagram of the loan system, the loan system may include a loan intermediary platform 10 and a lender platform 20. The loan intermediary platform 10 is built by a loan intermediary server to complete the corresponding operations of the loan intermediary. The lender The platform 20 is built by the len...

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Abstract

The embodiment of the invention provides a repayment processing method and a device, a server and a storage medium, and the method comprises the steps: receiving delayed repayment information sent bya loan intermediary, the delayed repayment information comprising a delayed repayment reason, an original repayment plan and a delayed repayment plan; when it is monitored that the repayment time in the original repayment plan is up, judging whether the deposit of the loan intermediary exists; and if the deposit of the loan intermediary exists, deducting the corresponding repayment amount in the original repayment plan from the deposit. By adopting the method of the invention, under the condition that the loan user applies for delayed repayment, the loan platform can deduct the repayment amount from the deposit of the loan intermediary, the normal fund flow of the loan party platform is ensured, and the loan risk of the loan party can be reduced.

Description

technical field [0001] The present invention relates to the technical field of internet finance, in particular to a repayment processing method, device, server and storage medium. Background technique [0002] With the rapid development of the information age, most of the business in the loan field is generally transferred from offline execution to Internet-based online execution. Loan users can log in to the loan system through smart devices to complete operations such as loans and repayments. Improved processing efficiency for loan-related operations. However, in the current loan field, it often happens that loan users do not repay on time or delay repayment, and delayed repayment may affect the lender's capital flow for the lender, making the lender have loan risks. Contents of the invention [0003] Embodiments of the present invention provide a repayment processing method, device, server, and storage medium. When a loan user applies for delayed repayment, the loan pl...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02
CPCG06Q40/03
Inventor 陈丽
Owner SIMPLECREDIT MICRO LENDING CO LTD
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