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Digital currency system

A digital currency and residual currency technology, applied in payment systems, payment architecture, data processing applications, etc., can solve the problems of not supporting online transactions, inability to adapt, inability to cross-system and offline secondary circulation, etc., to provide flexibility , the effect of reducing the burden

Pending Publication Date: 2020-05-12
闻进
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] Physical currency has the advantages of completely offline transactions, no need for a third party, support for cross-system transactions, unlimited circulation, and complete anonymity, but it also has the disadvantages of not supporting online transactions, high production, storage and transportation costs, and incapable of real-time remote delivery. With the current demand for electronic transactions, the electronic / digitalization of physical currency has been mentioned on the current agenda. However, in the announced and implemented plans, the central system networked confirmation mechanism or the distributed ledger networked consensus confirmation mechanism is adopted, which cannot be cross-system and Defects such as offline secondary circulation are still a long way from the digitization of physical currency

Method used

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Embodiment Construction

[0022] The present invention will be further described below in conjunction with the accompanying drawings and embodiments.

[0023] The circulation and transfer process of digital currency between the payer and the payee, the steps are:

[0024] Payer A (a001) and payee B (b001) exchange each other's application terminal A (a002) / application terminal B (b002) and digital currency sign / issue / storage deposit box A (a004) / digital currency sign / issue / Store address information of safe deposit box B (b004).

[0025] The application terminal A (a002) of the payer A (a001) submits a digital currency payment application to the digital currency receipt / issue / storage safe deposit box A (a004) as the issuer of this digital currency circulation transfer, and the digital currency sign / issue / Storage safe deposit box A (a004) selects the corresponding digital currency from the available digital currency A (a006), and adds the obtained payee to the digital currency string expression as t...

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PUM

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Abstract

The invention relates to a digital currency system. The digital currency system is composed of a digital currency issuer, a digital currency application service provider and a digital currency user. Asigner, a transfer completion final time limit and a signer signature field are added to a digital currency character string through a signer, and the signer adds an earliest time limit and a signersignature field which are allowed to be transferred again to the received digital currency character string to provide circulation transfer right confirmation support of digital currency.

Description

technical field [0001] The invention relates to the technical field of digital currency payment, in particular to a digital currency system and a circulation method for electronicizing physical currency. Background technique [0002] Physical currency has the advantages of completely offline transactions, no need for a third party, support for cross-system transactions, unlimited circulation, and complete anonymity, but it also has the disadvantages of not supporting online transactions, high production, storage and transportation costs, and incapable of real-time remote delivery. With the current demand for electronic transactions, the electronic / digitalization of physical currency has been mentioned on the current agenda. However, in the announced and implemented plans, the central system networked confirmation mechanism or the distributed ledger networked consensus confirmation mechanism is adopted, which cannot be cross-system and Defects such as offline secondary circul...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/06G06Q20/38
CPCG06Q20/065G06Q20/3825G06Q20/3829
Inventor 闻进
Owner 闻进