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Product confirmation method and system

A product and a technology to determine the unit, applied in the financial management field, can solve the problems of bank financial managers' dissatisfaction, reduced user experience, and incomprehension of product attributes.

Pending Publication Date: 2021-01-08
BANK OF CHINA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] At present, in banks, in order to improve personal performance, financial managers often help customers purchase financial products when customers do not fully understand the attributes of the products. Or dissatisfaction with the financial manager occurs, resulting in a decrease in user experience

Method used

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  • Product confirmation method and system

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Embodiment Construction

[0040] The following will clearly and completely describe the technical solutions in the embodiments of the application with reference to the drawings in the embodiments of the application. Apparently, the described embodiments are only some of the embodiments of the application, not all of them. Based on the embodiments in this application, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the scope of protection of this application.

[0041] This application discloses a product confirmation method, the flow chart of which is as follows figure 1 shown, including:

[0042] Step S11, determining the first scene information of the current scene;

[0043] Step S12, if at least one first feature information in the first scene information complies with the first preset rule, start product review and confirmation;

[0044] Step S13, obtaining feedback information from the user based on the product review and confirmati...

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PUM

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Abstract

The invention discloses a product confirmation method and system. The method comprises steps of determining the first scene information of a current scene, starting the product audit confirmation if at least one piece of first feature information in the first scene information meets a first preset rule, obtaining the feedback information of a user based on the product audit confirmation, and determining whether the audit is passed or not based on the feedback information; and if it is determined that auditing is passed based on the feedback information, opening product auditing to confirm thepurchase permission of the corresponding product to the current user. According to the method, when the user purchases the financing product, if the current scene conforms to the first preset rule, product auditing confirmation needs to be started, so whether the purchase permission of the product needs to be opened to the current user or not is determined, and financing permission of the productcan be opened to the user only after auditing is passed; therefore, the understanding degree of a user on the product needing to be purchased is ensured, and a problem that the user experience is reduced due to the fact that the user purchases the product without knowing the attributes of the product is avoided.

Description

technical field [0001] This application relates to the field of financial management, in particular to a product confirmation method and system. Background technique [0002] At present, in banks, in order to improve personal performance, financial managers often help customers purchase financial products when customers do not fully understand the attributes of the products. Or dissatisfaction with the financial manager occurs, resulting in a decrease in user experience. Contents of the invention [0003] In view of this, the present application provides a product confirmation method and system, and its specific scheme is as follows: [0004] A product validation method comprising: [0005] determining the first scene information of the current scene; [0006] If at least one first characteristic information in the first scene information complies with the first preset rule, start product review and confirmation; [0007] Obtain feedback information from the user based...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q10/10G06Q30/06G06Q40/02G06Q40/06
CPCG06Q10/103G06Q30/0637G06Q40/02G06Q40/06
Inventor 黄文强黄雅楠胡传杰浮晨琪徐晨敏
Owner BANK OF CHINA