Group rating method and device based on knowledge graph and electronic equipment

A knowledge map and group technology, applied in the field of bank account management, can solve problems such as inaccurate group customer ratings

Pending Publication Date: 2021-04-06
北京知因智慧科技有限公司
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  • Abstract
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Problems solved by technology

[0003] The purpose of the present invention is to provide a group rating method, device and electronic equipment based on

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  • Group rating method and device based on knowledge graph and electronic equipment
  • Group rating method and device based on knowledge graph and electronic equipment
  • Group rating method and device based on knowledge graph and electronic equipment

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Embodiment Construction

[0025]In order to make the objects, technical solutions, and advantages of the present invention more clearly, the technical solutions in the embodiments of the present invention will be described in contemplation in the embodiments of the present invention, and will be described, and the embodiments described herein will be described. It is a part of the embodiments of the present invention, not all of the embodiments. Components of the embodiments of the present invention described and illustrated in the drawings herein can be arranged and designed in various configurations.

[0026]Thus, the following detailed description of the embodiments of the invention as provided in the drawings are not intended to limit the scope of the invention, but only the selected embodiments of the present invention are shown. Based on the embodiments of the present invention, those of ordinary skill in the art will belong to the scope of the present invention without all other embodiments obtained with...

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Abstract

The invention provides a group rating method and device based on a knowledge graph, and electronic equipment, and relates to the technical field of bank account management, and the method comprises the steps: firstly determining a to-be-evaluated group which comprises a plurality of target enterprises based on an investment relation knowledge graph; then, based on an improved webpage ranking algorithm, determining the influence weight of each target enterprise on the to-be-evaluated group; and according to each influence weight and the default probability of the target enterprise, obtaining the default probability of the to-be-evaluated group group to determine the rating of the to-be-evaluated group group. By means of the method, the technical problem that in the prior art, group customer rating is not accurate enough can be solved, and the technical effect of improving group customer risk management and control is achieved.

Description

Technical field[0001]The present invention relates to the field of bank account management, in particular, to a group rating method, apparatus, and electronic device based on a knowledge map.Background technique[0002]The Group's customers have also hidden huge risks while bringing great interest to banks. Based on the existing bank management experience, in the case where the group does not merge financial statements, the quantitative analysis of the Group's customer rating usually rely on all the rating results of all the groups of the group, and the total amount of the group's initial default probability is obtained. Thus the results of the group's internal rating. However, in view of the complexity of the Group's members, this simple is averaged in accordance with the amount of capital, thus assessing the group's influence levels of the group, there is a problem that is not accurate enough, which is not conducive to the risk management of the Group customers.Inventive content[000...

Claims

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Application Information

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IPC IPC(8): G06Q10/06G06Q40/02G06F16/36
CPCG06Q10/0635G06Q40/02G06F16/367
Inventor 任亮傅雨梅文齐辉
Owner 北京知因智慧科技有限公司
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