Resource adjustment method, device and system based on user survival model

An adjustment method and user technology, applied in biological neural network models, resources, data processing applications, etc., can solve the problem that resource adjustment schemes cannot predict customer behavior and living conditions
CN113298353APending Publication Date: 2021-08-24SHANGHAI QIYUE INFORMATION TECH CO LTD
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Patent Information

Authority / Receiving Office
CN ยท China
Patent Type
Applications(China)
Current Assignee / Owner
SHANGHAI QIYUE INFORMATION TECH CO LTD
Publication Date
2021-08-24

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Abstract

The invention discloses a resource adjustment method, device and system based on a user survival model. The method comprises the steps: obtaining user behavior data which comprises financial behavior data, personnel behavior data and revenue behavior data; constructing a user risk judgment model and a user loss judgment model, and calculating a user risk index and a user loss index according to the user behavior data; establishing a coordinate system by taking the risk index as a horizontal coordinate and the loss index as a vertical coordinate, and determining the position of a user in the coordinate system according to the user risk index and the user loss index; and dividing quadrants, setting different resource adjustment strategies for different quadrants, and executing the corresponding resource adjustment strategy according to the quadrant to which the user belongs. By adopting the technical scheme, the behavior and the survival condition of the user can be pre-judged, the corresponding resource adjustment scheme can be selected according to the risk index and the loss index of the user, and intervention can be performed before the user is lost.
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Description

technical field

[0001] The present invention relates to the field of computer information processing, in particular to a resource adjustment method, device and system based on a user survival model. Background technique

[0002] With the integration and development of Internet technology and finance, there are more and more users of Internet finance. As the number of users increases, the types of users also become diverse.

[0003] Currently, there are two commonly used resource adjustment methods. One is triggered resource adjustment, that is, when users perform certain behaviors, the resource adjustment process is triggered to evaluate users and whether to give resource adjustments; the other is stage Permanent resource adjustment, evaluate customers at a fixed point in time, and whether to give resource adjustment. Neither of these two solutions predicts customer behavior and living conditions, and cannot intervene before customer loss. Contents of the invention [0...

Claims

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