Method for remotely identifying consistency of applicant and identification card and setting authority during automatic card distribution by bank

Abstract

The invention relates to a method for remotely identifying the consistency of an applicant and an identification card and setting authority during automatic card distribution by a bank. The method comprises the following steps that: A. according to the guidance of a terminal software system, an identification card identifier on a terminal reads identification card information, a video module acquires an image, an information entering module records input information of the applicant, and a handwriting module records a signature of the applicant; B. a terminal host machine associates the information and stores the information in a terminal memory; C. the terminal transmits the information to an identification center through a communication module; D. a card sender sends out a card with locked authority; and E. an operator in the identification center identifies the information and determines whether the applicant and the person holding the identification card are the same person or not and whether the relevant information is legal or not, if so, the associated card is unlocked, otherwise, the information which does not pass is associated with the information of the applicant and the card is not unlocked. The method has the advantages that: on the premise of guaranteeing to meet a real-name requirement of supervision departments, automatic card-sending equipment can operate even if bank staff are absent; and the consistency of the applicant for the service of the automatic card-sending equipment and the identification card can be audited rapidly and efficiently.

Description

technical field The invention relates to the field of bank automatic card issuance, how to judge that the ID card used for card issuance and the ID card holder are the same person, and in particular relates to a remote identity card consistency identification and authorization setting method for bank automatic card issuance. Background technique At present, the bank management department requires the real-name system, requiring the person holding the ID card to be the same person as the ID card. Existing banks issue bank cards, basically requiring customers to go to the bank's manual counter to fill in relevant information, and then the bank teller manually checks the ID card and whether the person who opened the account is himself, and if so, enters the information in the banking system to open an account and issue a card to the customer. Manual counter card opening, customers and bank tellers face to face, there is no automatic card opening to check the consistency of wit...

AI Technical Summary

Problems solved by technology

The disadvantage of the prior art is that the self-service card issuing equipment must have a bank employee on site (if not, the consistency of the witness certificate will not be checked), which limits that the self-service card issuing equipment can only be placed in the business hall of the bank, and cannot be placed under the real-name system required by the supervisory department. Self-service banking or self-service banking areas cannot support 24-hour operation

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