Financial clearing and settlement system and method for large business

Abstract

The invention discloses a financial clearing and settlement system and a financial clearing and settlement method for large business. The system comprises a filtering layer module and a splitting layer module, wherein the filtering layer module establishes splitting conditions according to cooperation project records, establishes a corresponding filter according to the splitting conditions, filters transaction records through the filter, and screens out a plurality of groups of transaction record sets to be split; and the splitting layer module splits the plurality of groups of transaction record sets to be split according to distribution shares in the cooperation project records, which are associated with the splitting conditions to form information of amount which is needed to be allocated to all income accounts from a payment account. Finance formed by business of each industry is split into minimum units, and the minimum units are combined for the requirement of each type of business to form a practical financial clearing and settlement system, so that universal, function-independent, extensible and pluggable financial clearing and settlement and payment of the large business can be realized.

Description

technical field [0001] The invention relates to a method for realizing account clearing and settlement in a large-scale business system, in particular to a system and a method for realizing account clearing and settlement for large-scale businesses across regions and enterprises. Background technique [0002] With the rapid progress of society, it has greatly enriched and facilitated people's lives, thus changing people's living habits and even impacting many traditional concepts of people. For example, the relationship between various social entities has gradually changed from an incompatible competitive relationship to the current state of maximizing benefits based on the pursuit of a win-win situation. People increasingly feel that relying solely on individual economic strength, risk-taking ability and social influence can no longer win in the fierce market elimination situation, and must rely on suitable and complementary partners to remain invincible . [0003] As the...

AI Technical Summary

Problems solved by technology

This is obviously not very convenient for people to travel.

Another example is that mobile phone terminals used in China cannot be used outside of China. One of the reasons is that the business account clearing system is not unified and cannot achieve unified account clearing and payment across borders and communication systems.

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