Electronic receipt/invoice record transmitting method in NFC (Near Field Communication) mobilephone payment

Abstract

The invention relates to an electronic receipt / invoice record transmitting method in NFC (Near Field Communication) mobilephone payment, which is used for simultaneously finishing transmission of electronic receipt / invoice records when an NFC mobilephone is used for electronic payment. The electronic payment is finished by adopting a Card Emulation transmission mode of NFC, the receipt / invoice transmission is finished by adopting a P2P (peer-to-peer) transmission mode of NFC, the two different types of transmission modes are controlled and combined by a control program, and receipt / invoice records are stored in receipt / invoice cloud service. In the receipt / invoice cloud service, identification and transmission services are provided. The electronic receipt / invoice record transmitting method provided by the invention is compatible with all IC (Integrated Circuit) cards in the electronic payment and ensures that the existing POS (point-of-sale) does not need to be changed.

Description

technical field [0001] The invention relates to the fields of computer and communication, especially the field of electronic payment. Background technique [0002] 1. Background [0003] In the field of electronic payment, paper invoices / receipts are hoped to be realized electronically for the sake of environmental protection and convenience for consumers. At the same time, the introduction of electronic money systems such as transportation cards has accelerated payment, but consumers still need to wait a lot of time for the printing of invoices. [0004] Mobile phones with built-in NFC and SE have begun to become a new payment medium. Due to the hardware conditions of NFC mobile phones, it is possible to directly save receipts / invoices on mobile phones. [0005] In NFC mobile phone (NFC-Mobile) payment, for the sake of security, also in order to inherit the electronic payment system (Legacy System) such as transportation card. The NFC communication in the payment process...

AI Technical Summary

Problems solved by technology

Since uploading receipts cannot be completed within a certain period of time, and downloading also requires communication time and costs, consumers cannot instantly confirm receipts on NFC mobile phones offline

[0013] 2. Unresolved communication steps and methods for e-receipt and e-money payment

Two different processing methods, so that the program cannot be simply combined

The receipt transmission device (Dongle Device 109) is specialized for electronic receipts, and cannot accept electronic money processing and payment at the same time.

So the second problem in US2009313132A1 still exists

[0018] 2. Since the NFC transmission method is not specified in the description, the program processing in the transmission receipt device (Dongle Device 109) is not described

Therefore this method Failure to record consumer information , so the receipt service can only represent a receipt, or store the receipt on the terminal held by the consumer, but cannot provide consumers with post-consumption query, statistics and other services;

[0019] 3. The program to control the electronic receipt is deployed in the POS machine, so this method needs to update and transform the existing POS machine, especially the program of different manufacturers needs to be modified, and the contact / modification of different manufacturers procedures, requiring huge costs

[0020] In China, invoices are mostly used for financial reimbursement processing and audit processing, so the third-party authority reference control, the recorded data can only be used for the record keeping of consumers themselves, the above two methods lack the third-party reference authority control method and cannot be used as an invoice

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