Financial self-service equipment and transaction method thereof

Abstract

The invention relates to financial self-service equipment, in particular to financial self-service equipment capable of reducing the capital loss of a card-holding user to the lowest and a transaction method thereof. The financial self-service equipment comprises a financial service execution device used for executing the financial service requested by the user, a human-computer interaction device used for realizing an interaction operation between the user and the financial service execution device, a user state judgement device used for obtaining the operation state of the user and judging whether the operation state is safe, and a service mode choosing device used for carrying out different service mode intelligent choices according to whether the operation state is safe, which is obtained by the user state judgement device. The financial self-service equipment is capable of getting the own safety in return by the lowest cost when the user is in a dangerous state.

Description

technical field [0001] The invention relates to a financial self-service device, in particular to a safe financial self-service device which can minimize the fund loss of a cardholder. Background technique [0002] In order to meet the convenience of cardholders, financial self-service devices are mostly deployed in unattended financial transaction outlets. The security problems of these unattended devices have become increasingly prominent, and they have become high-frequency places for money robbery and crime. [0003] In order to improve the account security of financial self-service terminal users, relevant equipment providers have done some research and proposed many solutions. For example, the document of Chinese patent CN201110265089.0A discloses an automatic emergency avoidance system for self-service transactions. A financial self-service device and its anti-peeping system and method. [0004] However, these schemes use the self-service equipment to identify, judg...

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Problems solved by technology

[0004] However, these schemes use the self-service equipment to identify, judge and detect the environment, and "forcibly" terminate the normal service to avoid the loss of funds of the cardholders, but do not fully consider this strong security means and measures for interrupting transactions. It will "angry" criminals, but it will increase the possibility of endangering personal safety and cause greater losses to cardholders. property damage

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