A business value transfer method and device

A technology of value transfer and business, applied in the field of communication, it can solve problems such as hidden security risks in payment operations and user losses, and achieve the effect of protecting assets and enhancing security.

Active Publication Date: 2019-03-08
YULONG COMPUTER TELECOMM SCI (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, once the authentication password is leaked, it will bring great security risks to the payment operation and bring immeasurable losses to users, so it is worth studying to further strengthen the security of payment operations

Method used

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  • A business value transfer method and device
  • A business value transfer method and device
  • A business value transfer method and device

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Embodiment Construction

[0021] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are some of the embodiments of the present invention, but not all of them. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0022] In the specific implementation, the terminals mentioned in the embodiments of the present invention include but are not limited to: smart phones (such as Android phones, IOS phones), tablet computers, notebook computers, palmtop computers, mobile Internet devices (MID, Mobile InternetDevice), wearable electronic devices such as smart devices or ATMs. The service value transfer device described in the embodiment of the present invention may ...

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Abstract

The embodiment of the present invention discloses a business value transfer method and device, wherein the method includes: receiving a service value transfer request uploaded by a terminal, and the service value transfer request includes an originating account number and identity verification information input for the originating account number ; When the identity verification information matches the preset first verification information, transfer the service value according to the service value transfer request; when the identity verification information matches the preset second verification information, freeze the Initiating an account; prompting an error message to the terminal when the identity verification information does not match the first verification information and the second verification information. By adopting the embodiment of the present invention, the security of the payment operation performed by the user using the terminal is improved.

Description

technical field [0001] The invention relates to the field of communication technology, in particular to a method and device for transferring service value. Background technique [0002] With the rapid development of communication technology, users can make payment through terminals anytime and anywhere to realize commodity transactions or fund transfers, which is very convenient. In essence, the process of using the terminal to make payment is a transfer process of business value, such as a transfer transaction process, that is, the process of transferring the account amount of the initiator to the account of the receiver. The account amount here is a business An example of a value, specifically, the account amount is the business value transferred in the business value transfer. [0003] At present, when using a terminal to perform business value transfer operations, such as payment operations, in order to ensure the security and legality of payment operations, an authenti...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): H04L29/06H04L29/08G06Q20/10G06Q20/40
CPCH04L63/083H04L63/0876G06Q20/108G06Q20/4012H04L67/563
Inventor 王月王倩茹
Owner YULONG COMPUTER TELECOMM SCI (SHENZHEN) CO LTD
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