An internet finance and financing platform and method

An Internet and platform technology, applied in the field of wealth management services, can solve the problem that the platform cannot guarantee the transparent operation of funds, and achieve the effect of transparent operation

Inactive Publication Date: 2019-06-04
上海盛桐信息技术有限公司
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] The Internet financial wealth management platform and method of the present invention discloses a new scheme, adopting the designated bank depository sch

Method used

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  • An internet finance and financing platform and method
  • An internet finance and financing platform and method
  • An internet finance and financing platform and method

Examples

Experimental program
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Embodiment Construction

[0017] Such as figure 1 As shown, the Internet financial wealth management platform of the present invention includes a platform server and a user terminal, and the user terminal and the platform server are connected through Internet communication. The platform server includes a user registration module, a user financial management module, a cash financial management module, a bank depository module, a platform activity module, a platform advertisement module, a platform information module, and a financial management knowledge module. The user terminal includes a platform interface, and the platform interface is provided with a user registration link module, a user financial management link module, a cash wealth management link module, a platform activity link module, a platform advertisement link module, a platform information link module, and a financial management knowledge link module. The user terminal accesses the user registration module through the user registration li...

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Abstract

The invention relates to an internet financial management platform which comprises a platform server and a user terminal, and the user terminal is in communication connection with the platform serverthrough the internet. The platform server comprises a user registration module, a user financing module, a cash financing module, a bank deposit management module, a platform activity module, a platform advertisement module, a platform information module and a financing knowledge module. And a user registration link module, a user financing link module, a cash financing link module, a platform activity link module, a platform advertisement link module, a platform information link module and a financing knowledge link module are arranged in a platform interface of the user terminal. The invention also discloses an Internet financial financing method. The method comprises the steps of user registration, product query, investment financing, earnings obtaining and the like. According to the invention, all funds flow in a bank network system by adopting a scheme of appointed bank storage management, the own funds of the platform are completely isolated from the funds of the user, and the platform has the characteristic of transparent operation of the funds of the user.

Description

technical field [0001] The invention relates to a wealth management platform and method, in particular to an Internet-based financial wealth management platform and method, and belongs to the field of wealth management services. Background technique [0002] At present, the traditional financial system can no longer meet people's growing demand for funds. At the same time, the rapid development of e-commerce and the increasing improvement of the Internet support system have also contributed to the rise of online financial platforms. Under the circumstances that risks are controllable and most platforms provide explicit or implicit guarantees, online lending platforms are becoming a new trend in public financial management due to their low threshold and high returns. Peer-to-peer networking financial management platform is a form of Internet finance. The financial management platform connects people and allows people to interact directly through the network, making communic...

Claims

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Application Information

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IPC IPC(8): G06Q40/02G06Q40/06
Inventor 陈恳
Owner 上海盛桐信息技术有限公司
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