An internet finance and financing platform and method

Abstract

The invention relates to an internet financial management platform which comprises a platform server and a user terminal, and the user terminal is in communication connection with the platform serverthrough the internet. The platform server comprises a user registration module, a user financing module, a cash financing module, a bank deposit management module, a platform activity module, a platform advertisement module, a platform information module and a financing knowledge module. And a user registration link module, a user financing link module, a cash financing link module, a platform activity link module, a platform advertisement link module, a platform information link module and a financing knowledge link module are arranged in a platform interface of the user terminal. The invention also discloses an Internet financial financing method. The method comprises the steps of user registration, product query, investment financing, earnings obtaining and the like. According to the invention, all funds flow in a bank network system by adopting a scheme of appointed bank storage management, the own funds of the platform are completely isolated from the funds of the user, and the platform has the characteristic of transparent operation of the funds of the user.

Description

technical field [0001] The invention relates to a wealth management platform and method, in particular to an Internet-based financial wealth management platform and method, and belongs to the field of wealth management services. Background technique [0002] At present, the traditional financial system can no longer meet people's growing demand for funds. At the same time, the rapid development of e-commerce and the increasing improvement of the Internet support system have also contributed to the rise of online financial platforms. Under the circumstances that risks are controllable and most platforms provide explicit or implicit guarantees, online lending platforms are becoming a new trend in public financial management due to their low threshold and high returns. Peer-to-peer networking financial management platform is a form of Internet finance. The financial management platform connects people and allows people to interact directly through the network, making communic...

AI Technical Summary

Problems solved by technology

[0003] The Internet financial wealth management platform and method of the present invention discloses a new scheme, adopting the designated bank depository scheme to set all capital flows in the bank network system, which solves the problem that the existing platform cannot guarantee the transparent operation of funds

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