Equipment information processing method and device
An information processing method and equipment information technology, applied in the field of equipment information processing methods and devices, can solve the problems of being unable to effectively judge equipment fraud attributes in advance and fully grasping user operation behaviors
Pending Publication Date: 2020-11-13
INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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Problems solved by technology
[0003]
Online transaction behaviors are diverse and complex. Only relying on traditional transaction information such as accounts can no longer fully grasp the user's operation behavior, and it is impossible to effectively judge the fraudulent attributes of the device in advance, and it is also impossible to effectively defraud the user's behavior in advance. Conduct Risk Prevention and Control
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[0025] In order to make the purpose, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below in conjunction with the drawings in the embodiments of the present invention. Obviously, the described embodiments It is a part of embodiments of the present invention, but not all embodiments. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without creative efforts fall within the protection scope of the present invention.
[0026] Since the traditional anti-fraud technology cannot effectively grasp the user's online operation behavior, it cannot effectively judge the fraudulent attributes of the device, nor can it effectively prevent and control the risk of fraudulent behavior. Based on this, an embodiment of the present invention provides a device information proces...
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The invention discloses an equipment information processing method and device, and belongs to the field of artificial intelligence. The method comprises the steps: obtaining the equipment informationof access equipment, carrying out the normalization processing of the equipment information to generate normalized equipment information, and enabling the equipment information to comprise equipment attribute information and user operation behavior information; inputting the normalized equipment information into a pre-trained anti-fraud model to generate a risk category of the equipment information, and predicting the risk category of the access equipment by the anti-fraud model based on a classification algorithm according to the equipment attribute information and the user operation behaviorinformation; and performing intervention processing on the corresponding user operation behavior according to the risk category of the access device. Through the method and the device, the fraud attribute of the equipment can be better judged, so that risk prevention and control can be effectively carried out on fraud behaviors.
Description
technical field [0001] The invention relates to the field of artificial intelligence, in particular to a device information processing method and device. Background technique [0002] With the rapid development of Internet finance, users' financial behavior habits have undergone tremendous changes, and online channel financial services have been vigorously developed. The development of science and technology finance presents the trend of diversification of marketing channels for customer acquisition, online transactions, account virtualization, remote identification, massive and unstructured data. Online channels have brought convenience to customers, and at the same time opened a door for online black production. Identity theft, gang fraud, account theft, wool party and other behaviors have seriously endangered business development. [0003] Online transaction behaviors are diverse and complex. Only relying on traditional transaction information such as accounts can no lon...
Claims
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Login to View More IPC IPC(8): G06Q20/40G06K9/62
CPCG06Q20/4016G06F18/24147
Inventor 邓琳董磊刘安霞杨朝欣
Owner INDUSTRIAL AND COMMERCIAL BANK OF CHINA