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Information processing method, information processing device, program, and information processing terminal

An information processing method and technology for an information processing device, which are applied in data processing applications, credit plans, payment schemes/models, etc., and can solve the problem that the liquidation amount exceeds the user's budget, etc.

Pending Publication Date: 2021-03-19
MERCARI INC
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] However, in the prior art, for example, when the user uses multiple post-payment methods at the same time, there are problems such as the monthly settlement amount sometimes exceeding the user's budget.

Method used

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  • Information processing method, information processing device, program, and information processing terminal
  • Information processing method, information processing device, program, and information processing terminal
  • Information processing method, information processing device, program, and information processing terminal

Examples

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Embodiment approach

[0080] The embodiment of the present disclosure is an embodiment of settlement using a postpay service. According to the embodiment, for example, the convenience when the user pays after use can be improved. Furthermore, for example, since postpayment of an appropriate method can be used, it is possible to reduce the load on terminal 120A and server 110 and the load on network 130 between terminal 120A and server 110 as a result.

[0081]

[0082] use image 3 Next, the structures of the server 110 and the terminal 120 will be described. image 3 It is a diagram showing an example of a block diagram of the configurations of the server 110 and the terminal 120 according to the embodiment. image 3 Each unit disclosed in the document is realized by cooperation among the processor 201 , memory 202 , storage 203 , input / output I / F 204 , and communication I / F 205 included in the information processing device 200 .

[0083] (1) The structure of the server

[0084] The server 110...

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PUM

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Abstract

The present disclosure relates to an information processing method, an information processing device, a program, and an information processing terminal capable of optimizing a clearing amount for a user during a predetermined period when the user uses a plurality of post-payment methods at the same time. The information processing device executes a process of providing a post-payment service including a one-time payment for clearing at a time for a predetermined period and a plurality of times of payment for clearing at a time for each of a plurality of dates, wherein the plurality of dates include dates within the predetermined period and dates after the predetermined period; a process of receiving information of a first upper limit specified by a user, the first upper limit being an upper limit of an amount of money cleared by the post-payment service within the predetermined period; and a process of setting a second upper limit, which is the upper limit of the amount of money cleared at a time in the plurality of payments, below a predetermined ratio of the first upper limit.

Description

technical field [0001] The present disclosure relates to an information processing method, an information processing device, a program, and an information processing terminal. Background technique [0002] Conventionally, there is known a technology that can be used in various postpayment methods such as multiple payments (for example, including revolving payment (リボルビング㉕い) and installment payment, etc.) Settlement (payment, repayment) is performed in a manner designated by the user (for example, refer to Patent Document 1). [0003] Patent Document 1: Japanese Patent Laid-Open No. 2005-174033 [0004] However, in the prior art, for example, when a user uses multiple post-payment methods at the same time, there is a problem that the monthly settlement amount sometimes exceeds the user's budget. The purpose of the present disclosure is to provide a technology capable of optimizing the settlement amount within a predetermined period for the user when the user uses multiple p...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/24
CPCG06Q20/24G06Q20/102G06Q20/405G06Q40/02
Inventor 水野宽山本真人中岛一帆松冈泰之山路裕香草野孔希曹桢铃木伸绪山本久智
Owner MERCARI INC
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