Transaction processing method, device and system

Abstract

The invention provides a transaction processing method, device and system, and relates to the technical field of finance, and the method comprises the steps: sending a transaction request of a target transaction output by a terminal device to an edge cloud server closest to the terminal device in an edge cloud server cluster; according to the transaction request, determining whether a target transaction is a small-amount payment transaction, whether the edge cloud server locally has a small-amount transaction authorization quota of a payer corresponding to the target transaction, and whether the small-amount transaction authorization quota is greater than or equal to the transaction amount of the target transaction, and if yes, applying the edge cloud server to complete the target transaction. According to the invention, the concurrent pressure of the transaction processing system can be reduced, and the reliability of the transaction process can be improved.

Description

technical field [0001] The present application relates to the technical field of data processing, and in particular to a transaction processing method, device and system. Background technique [0002] With the rapid development of the financial field, the transaction volume of financial institutions is also increasing. At present, the data centers of banks and other financial institutions are deployed on the core network. Transaction requests need to enter the core network through the access network to interact with the data center. The communication delay in the transaction process is relatively large, and it is easily affected by network fluctuations, which seriously damages the user experience. At the same time, during the peak hours when payment requests are initiated, it will increase the concurrent pressure of the core transaction system and increase the maintenance cost of the server. Contents of the invention [0003] In view of the problems in the prior art, the ...

AI Technical Summary

Problems solved by technology

At present, the data centers of banks and other financial institutions are deployed on the core network. Transaction requests need to enter the core network through the access network to interact with the data center. The communication delay in the transaction process is relatively large, a

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