Driving risk level identification method, device, electronic device and readable storage medium
A driving risk and risk level technology, applied in the field of data processing, can solve the problem of not being able to identify the driving risk level of novice car owners, and achieve the effect of accurate driving risk level identification
Active Publication Date: 2022-04-29
ONE CONNECT SMART TECH CO LTD SHENZHEN
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However, the accuracy of driving risk level identification depends on abundant driving behavior data. For novice car owners, there is currently no driving behavior data, so it is impossible to identify the driving risk level of novice car owners.
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[0046] In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.
[0047]It should be noted that the descriptions involving "first", "second", etc. in the present invention are only for descriptive purposes, and should not be understood as indicating or implying their relative importance or implicitly indicating the number of indicated technical features . Thus, the features defined as "first" and "second" may explicitly or implicitly include at least one ...
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The present invention relates to data processing, and discloses a driving risk level identification method, including: acquiring driving behavior data and claim settlement data of multiple users, determining an initial risk level identification model; acquiring basic information data of multiple users, and training initial risk level identification The model obtains the first risk level identification model, and determines the characteristic factors related to the driving risk level in the basic information data; when there is no driving behavior data of the specified user, obtains the basic information data of the specified user; based on the basic information data and characteristics of the specified user The factor determines the feature matrix corresponding to the specified user, and the feature matrix is input into the first risk level identification model to obtain the predicted driving risk level of the specified user. The invention also provides a driving risk level identification device, electronic equipment and a readable storage medium. The invention realizes accurate driving risk level identification for users who lack driving behavior data.
Description
technical field [0001] The present invention relates to the field of data processing, in particular to a driving risk level identification method, device, electronic equipment and readable storage medium. Background technique [0002] With the development of science and technology, intelligent models are more and more widely used in people's lives. For example, the user's driving behavior data is input into the risk level identification model to obtain the user's driving risk level. However, the accuracy of driving risk level identification depends on abundant driving behavior data. For novice car owners, there is currently no driving behavior data, so it is impossible to identify the driving risk level of novice car owners. Therefore, there is an urgent need for a driving risk level identification method to accurately identify driving risk levels for users who lack driving behavior data. Contents of the invention [0003] In view of the above, it is necessary to provide ...
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IPC IPC(8): G08G1/01
CPCG08G1/0129G08G1/0137
Inventor 张超亚
Owner ONE CONNECT SMART TECH CO LTD SHENZHEN