64results about How to "Lower risk level" patented technology

A method, system and program product for authenticating a user seeking to perform an electronic service request is provided. The method includes verifying user identity data received from a user requesting an electronic service, detecting whether or not any variances are found based on the set of user profile data associated with the user seeking to perform the electronic service requested, identifying the risk level for the electronic service based on whether or not any variances are found and any characteristics thereof, if any variances are found, applying one or more business policies or rules for handling any variances that are found. The method further includes issuing to the user, using a customer relationship management system, a challenge corresponding to the risk level identified for the electronic service requested, and authorizing the user to perform the electronic service requested only if a correct response is received to the challenge issued.

A system and method for calculating and applying insurance costs. For vehicle insurance under one embodiment of the present invention, insurance costs are calculated on a per-mile basis in a nonlinear fashion, assigning different levels of risk based upon the distance driven by a customer. In one embodiment of the present invention, the first miles or kilometers driven by a customer are assigned a greater level of risk than later-driven miles or kilometers. The present invention provides an actuarial method that more closely conforms the cost of insurance for a particular vehicle to its annual mileage by creating a Rate Per Mile Factor (RMF), where the RMF is expressed as a function of annual mileage.

A computer implemented method, a system, and software provides a new processing origination model allowing a new 6^th party in payment processing systems and networks, to inspect transactions before they are authorized, enabled or further processed by the payment or settlement network. This new processing delivery system and method may limit or reduce the service operators risk exposure to a defined limit, thereby improving the service providers' ability to manage a known and quantifiable risk level per merchant while limiting the system implementer's total amount of risk and improving both the speed of underwriting and merchant approval process.

Embodiments of the present invention delineate systems and methods for dynamically assessing and mitigating risk of an insured entity. An entity that provides insurance may, in various embodiments, use applications installed on mobile devices to monitor information that may reduce or mitigate fraudulent insurance claims. Additional embodiments of the present invention delineate systems and methods for providing a user of a mobile device with information relevant to a position of a mobile device, wherein such information may describe one of a risk and an opportunity within a predetermined distance of a location for the mobile device.

The present invention is directed to circuitry for detecting and protecting against over-clocking attacks on hardware modules. The circuitry preferably comprises a test signal, a delay path for providing a delayed signal of the test signal, and circuitry for comparing the logical state of the test signal and the delayed signal and issuing an attack indication whenever the signals are different.

High Performance cooling systems for cooling a heat source is disclosed. The cooling systems can be air cooling system, liquid cooling system, or space radiation cooling system. Air cooling system includes at least high performance cold plate or cold plates, plenum, liquid pump, and liquid to air heat exchanger. Liquid cooling system includes at least high performance cold plate or cold plates, plenum, liquid pump, and liquid to liquid heat exchanger. Space radiation cooling system includes at least high performance cold plate or cold plates, plenum, liquid pump, and space radiator. Several coolant fluids are available and can be used as a primary system coolant depending on the application.

The invention discloses a data processing method, an electronic device and a server. A first private key is preset in the electronic device, and a first public key corresponding to the first private key is stored in the server. The data processing method includes the steps that first user information and first biological characteristic information of a user are collected, and the correlation between the first user information and the first biological characteristic information is built; first request information encrypted through the first private key is sent to the server; when the server decrypts the encrypted first request information through the first public key, first response information sent by the server is received so as to confirm that verification of the electronic device is successful; a second private key and a corresponding second public key are generated; the second private key is stored, and the second public key, the first user information and the correlation between the first user information and the first biological characteristic information are sent to the server.

An esophageal catheter comprises an insertion element (1) able to be inserted into a patient's esophagus and having a distal end (2) and a sheath (3) containing the cables (7) for connection to at least two temperature sensors (4) fitted along the element (1) in the vicinity of the distal end, the sensors being mounted in predetermined positions relative to one or more positioning elements (5, 6) defining a temperature detection zone (8).

A computer system analyzing a risk by identifying and assessing the risks, determining the disposition of the risks, monitoring and mitigating the risks, and reporting the risk items across an information technology system. A risk assessment tool may map known risk items into a risk framework as well as map risk categories between different risk frameworks. The risk management tool may also identify a root cause through a defined root cause dictionary based on an identified risk or the associated risk category of the identified risk. This capability may enable a user to analyze end-to-end operations, particularly where the main areas of risk are and where new controls or modified existing controls should be implemented. The risk management tool may also provide risk assessment reports that that are expressed in a common risk language with operations associates, with internal auditors, external auditors and regulatory bodies, and with government agencies.

A battery cell with improved safety. The battery cell comprises two battery cell terminals which are contactable from outside of the battery cell and an electrochemical part comprising at least one positive electrode and at least one negative electrode, an electrolyte comprising at least one conductive salt and at least one solvent, and at least one separator, wherein the at least one separator becomes at least partially impermeable for ions which can be generated inside of the electrochemical part, when the at least one separator reaches a predefined temperature.

An apparatus and method for processing liquid slag and baghouse dust from a steelmaking furnace such as an EAF to recover valuable metals from the slag and dust includes a treatment vessel having a movable lower shell portion for receiving liquid slag and an upper shell portion that couples with the movable lower shell portion during heat activation of the treatment vessel. The slag is combined with silicon dioxide, a reducing agent, baghouse dust, and an inert gas before being heated to between approximately 1400° C. and 3000° C. The heat treatment results in a molten reduced iron and manganese metallic material, a treated slag layer, and an off-gas containing lead, zinc, and carbon monoxide. The off-gas is combusted, cooled, and solidified, resulting in lead oxide and zinc oxide. The slag layer is tapped, cooled, and solidified. The metallic layer is tapped for recycle in the steel making process.

A device for connecting a camera to a supporting device as provided. The device has a locking plate which includes a wedge-shaped recess with a dovetail guide which is insertable into a wedge-shaped plate with another dovetail guide. The wedge-shaped plate is connectible to the camera. The device also has a front clamping mechanism for bracing the wedge-shaped plate in the wedge-shaped recess, and in a rear region, has a rear clamp mechanism with a securing pin for engaging a guide shoe connectible to the camera. The device also includes a setting device for adjusting the front clamping mechanism along a longitudinal axis of the locking plate.

The present invention relates to a projection device comprising at least one laser light source (2) and a scanning unit (7) arranged for scanning a projection area with a laser beam emitted from said laser source (2). The laser beam is adapted to be divergent at least when leaving the scanning unit (7) and a re-focusing optical element (9, 13) for focusing or collimating the divergent laser beam is arranged in beam direction behind said scanning unit (7). With the proposed projection device the risk for eye damage when looking into the projection beam is reduced.

A beam scale apparatus, which can be implemented as a physical apparatus or presented as a graphical representation through computer-based system, is provided for visually assessing a financial plan and the impact of changes thereto.

It is described a gripping device for vials or similar containers, comprising a tubular body attached to one end of a movable supporting vertical shaft and gripping means associated to said tubular body. Said gripping means comprise non-mechanical gripping members, able to be connected with one end of a vial or container by face-to-face soft contact.