64results about How to "Lower risk level" patented technology

A system and method for calculating and applying insurance costs. For vehicle insurance under one embodiment of the present invention, insurance costs are calculated on a per-mile basis in a nonlinear fashion, assigning different levels of risk based upon the distance driven by a customer. In one embodiment of the present invention, the first miles or kilometers driven by a customer are assigned a greater level of risk than later-driven miles or kilometers. The present invention provides an actuarial method that more closely conforms the cost of insurance for a particular vehicle to its annual mileage by creating a Rate Per Mile Factor (RMF), where the RMF is expressed as a function of annual mileage.

A driving support system for a vehicle being adaptable to both of a manual driving of which driving operation is under control of a driver and an automated driving of which automated driving operation is under one of a partial control and a full control of automation, the driving support system includes a detection function for detecting a surrounding condition of the vehicle and a traveling condition of the vehicle and an information provision function for providing driving support information based on the surrounding condition of the vehicle and the traveling condition of the vehicle detected by the detection means. The driving support information is provided by the information provision function when the conditions of the vehicle meet a predetermined criterion for information provision, and the information provision function uses different predetermined criterion for information provision in the manual driving and in the automated driving respectively.

A method, system and program product for authenticating a user seeking to perform an electronic service request is provided. The method includes verifying user identity data received from a user requesting an electronic service, detecting whether or not any variances are found based on the set of user profile data associated with the user seeking to perform the electronic service requested, identifying the risk level for the electronic service based on whether or not any variances are found and any characteristics thereof, if any variances are found, applying one or more business policies or rules for handling any variances that are found. The method further includes issuing to the user, using a customer relationship management system, a challenge corresponding to the risk level identified for the electronic service requested, and authorizing the user to perform the electronic service requested only if a correct response is received to the challenge issued.

A system and method for calculating and applying insurance costs. For vehicle insurance under one embodiment of the present invention, insurance costs are calculated on a per-mile basis in a nonlinear fashion, assigning different levels of risk based upon the distance driven by a customer. In one embodiment of the present invention, the first miles or kilometers driven by a customer are assigned a greater level of risk than later-driven miles or kilometers. The present invention provides an actuarial method that more closely conforms the cost of insurance for a particular vehicle to its annual mileage by creating a Rate Per Mile Factor (RMF), where the RMF is expressed as a function of annual mileage.

A computer implemented method, a system, and software provides a new processing origination model allowing a new 6th party in payment processing systems and networks, to inspect transactions before they are authorized, enabled or further processed by the payment or settlement network. This new processing delivery system and method may limit or reduce the service operators risk exposure to a defined limit, thereby improving the service providers' ability to manage a known and quantifiable risk level per merchant while limiting the system implementer's total amount of risk and improving both the speed of underwriting and merchant approval process.

Embodiments of the present invention delineate systems and methods for dynamically assessing and mitigating risk of an insured entity. An entity that provides insurance may, in various embodiments, use applications installed on mobile devices to monitor information that may reduce or mitigate fraudulent insurance claims. Additional embodiments of the present invention delineate systems and methods for providing a user of a mobile device with information relevant to a position of a mobile device, wherein such information may describe one of a risk and an opportunity within a predetermined distance of a location for the mobile device.

A driving support system for a vehicle being adaptable to both of a manual driving of which driving operation is under control of a driver and an automated driving of which automated driving operation is under one of a partial control and a full control of automation, the driving support system includes a detection function for detecting a surrounding condition of the vehicle and a traveling condition of the vehicle and an information provision function for providing driving support information based on the surrounding condition of the vehicle and the traveling condition of the vehicle detected by the detection means. The driving support information is provided by the information provision function when the conditions of the vehicle meet a predetermined criterion for information provision, and the information provision function uses different predetermined criterion for information provision in the manual driving and in the automated driving respectively.

An esophageal catheter comprises an insertion element (1) able to be inserted into a patient's esophagus and having a distal end (2) and a sheath (3) containing the cables (7) for connection to at least two temperature sensors (4) fitted along the element (1) in the vicinity of the distal end, the sensors being mounted in predetermined positions relative to one or more positioning elements (5, 6) defining a temperature detection zone (8).

Techniques for mitigating forgotten password attacks are disclosed. In one particular exemplary embodiment, the techniques may be realized as a method for mitigating forgotten password attacks comprising receiving an indication of a forgotten password communication for a user, identifying verification information associated with the forgotten password communication, determining a level of difficulty of inferring the verification information based on public information associated with the user, and calculating a level of risk associated with the verification information.

The present invention is directed to circuitry for detecting and protecting against over-clocking attacks on hardware modules. The circuitry preferably comprises a test signal, a delay path for providing a delayed signal of the test signal, and circuitry for comparing the logical state of the test signal and the delayed signal and issuing an attack indication whenever the signals are different.

The present invention provides a clinically applicable method of inducing differentiation of embryonic stem cells, particularly a method of inducing differentiation of embryonic stem cells into forebrain neurons. More specifically, the present invention provides a method of inducing differentiation of embryonic stem cells, comprising culturing the embryonic stem cells as a floating aggregate in a serum-free medium, particularly a method of inducing differentiation of the embryonic stem cells into nervous system cells such as forebrain neurons and cerebellar neurons and sensory organ cells; a floating aggregate of embryonic stem cells obtained by culturing the embryonic stem cells as a floating aggregate in a serum-free medium; and cells derived from a floating aggregate of embryonic stem cells, particularly nervous system cells such as forebrain neurons and cerebellar neuron, sensory organ cells such as retinal precursor cells, and the like.

A multiplier is utilized to quantify a cybersecurity risk level of a portfolio of entities (e.g., companies) and enable actions to mitigate that quantified risk. In doing so, features or attributes of one or more companies in a portfolio are compared to features or attributes of one or more companies that experienced an adverse cybersecurity event (e.g. a data breach). Further, a degree of dependency, such as a matrix of a number of shared vendors and the proximity of those vendors to the companies, can be measured between (1) portfolio companies and one or more companies that experienced a cybersecurity event, and / or (2) the portfolio companies themselves to better quantify the risk. That is, to more meaningfully analyze a cybersecurity event that occurred at one or more companies and better predict the likelihood of an occurrence at portfolio companies, embodiments can determine an n-degree interdependency between companies.

High Performance cooling systems for cooling a heat source is disclosed. The cooling systems can be air cooling system, liquid cooling system, or space radiation cooling system. Air cooling system includes at least high performance cold plate or cold plates, plenum, liquid pump, and liquid to air heat exchanger. Liquid cooling system includes at least high performance cold plate or cold plates, plenum, liquid pump, and liquid to liquid heat exchanger. Space radiation cooling system includes at least high performance cold plate or cold plates, plenum, liquid pump, and space radiator. Several coolant fluids are available and can be used as a primary system coolant depending on the application.

The invention discloses a data processing method, an electronic device and a server. A first private key is preset in the electronic device, and a first public key corresponding to the first private key is stored in the server. The data processing method includes the steps that first user information and first biological characteristic information of a user are collected, and the correlation between the first user information and the first biological characteristic information is built; first request information encrypted through the first private key is sent to the server; when the server decrypts the encrypted first request information through the first public key, first response information sent by the server is received so as to confirm that verification of the electronic device is successful; a second private key and a corresponding second public key are generated; the second private key is stored, and the second public key, the first user information and the correlation between the first user information and the first biological characteristic information are sent to the server.

A system for providing a vehicle and / or the driver in advance with road information, the system including at least one message disposed at any point along the road, the message including information of at least one characteristic of an upcoming section of the road, at least one sensor mounted on the vehicle for reading the message, and a device coupled to the sensor for processing the message and providing the information to the vehicle and / or the driver in advance of the vehicle reaching that section of the road.

An esophageal catheter comprises an insertion element (1) able to be inserted into a patient's esophagus and having a distal end (2) and a sheath (3) containing the cables (7) for connection to at least two temperature sensors (4) fitted along the element (1) in the vicinity of the distal end, the sensors being mounted in predetermined positions relative to one or more positioning elements (5, 6) defining a temperature detection zone (8).

A computer system analyzing a risk by identifying and assessing the risks, determining the disposition of the risks, monitoring and mitigating the risks, and reporting the risk items across an information technology system. A risk assessment tool may map known risk items into a risk framework as well as map risk categories between different risk frameworks. The risk management tool may also identify a root cause through a defined root cause dictionary based on an identified risk or the associated risk category of the identified risk. This capability may enable a user to analyze end-to-end operations, particularly where the main areas of risk are and where new controls or modified existing controls should be implemented. The risk management tool may also provide risk assessment reports that that are expressed in a common risk language with operations associates, with internal auditors, external auditors and regulatory bodies, and with government agencies.

A battery cell with improved safety. The battery cell comprises two battery cell terminals which are contactable from outside of the battery cell and an electrochemical part comprising at least one positive electrode and at least one negative electrode, an electrolyte comprising at least one conductive salt and at least one solvent, and at least one separator, wherein the at least one separator becomes at least partially impermeable for ions which can be generated inside of the electrochemical part, when the at least one separator reaches a predefined temperature.

An apparatus and method for processing liquid slag and baghouse dust from a steelmaking furnace such as an EAF to recover valuable metals from the slag and dust includes a treatment vessel having a movable lower shell portion for receiving liquid slag and an upper shell portion that couples with the movable lower shell portion during heat activation of the treatment vessel. The slag is combined with silicon dioxide, a reducing agent, baghouse dust, and an inert gas before being heated to between approximately 1400° C. and 3000° C. The heat treatment results in a molten reduced iron and manganese metallic material, a treated slag layer, and an off-gas containing lead, zinc, and carbon monoxide. The off-gas is combusted, cooled, and solidified, resulting in lead oxide and zinc oxide. The slag layer is tapped, cooled, and solidified. The metallic layer is tapped for recycle in the steel making process.

A steering column assembly comprising a steering column shroud which supports a steering column shaft, the shroud being connected to the vehicle by a clamping mechanism which is operable between a locked position in which the shroud is clamped in position relative to a fixed portion of the vehicle chassis and an unlocked position in which the shroud is adjustable for reach and / or rake relative to the vehicle chassis. The clamping mechanism includes an actuator and a user operated switch that is connected to the actuator and which is operable to control the operation of the actuator to move the clamp between the locked and the unlocked position.

The invention discloses a security domain-based safe optimization and control method for electric power thermal stability. The method comprises the following steps: N-1 faults that may occur in a power grid are analyzed and determined according to power grid parameters and a power grid structure, hyperplane coefficients corresponding to all lines are obtained, transmission power of all the lines in an electric power system is calculated via an initial operating point of the electric power system and the hyperplane coefficients, whether the transmission power of all the lines exceeds limitation values therefor can be determined, whether the initial operating point is an instability operation point can be determined thereby, lines with transmission power exceeding the limitation values are screened out, overload rates of overload lines are calculated, a line with a largest overload rate is screened and corresponding hyperplane coefficients are obtained, a minimum electricity generation adjustment amount of the instability operating point is calculated, a stable operation point can be obtained if all adjusted lines are not longer overloaded, otherwise the adjusted operation point of the electric power system is subjected to load shedding operation. Via the method, operation workers of the electric power system can be guided to effectively control thermal instability running states of the electric power system.

An apparatus and method for processing liquid slag and baghouse dust from a steelmaking furnace such as an EAF to recover valuable metals from the slag and dust includes a treatment vessel having a movable lower shell portion for receiving liquid slag and an upper shell portion that couples with the movable lower shell portion during heat activation of the treatment vessel. The slag is combined with silicon dioxide, a reducing agent, baghouse dust, and an inert gas before being heated to between approximately 1400° C. and 3000° C. The heat treatment results in a molten reduced iron and manganese metallic material, a treated slag layer, and an off-gas containing lead, zinc, and carbon monoxide. The off-gas is combusted, cooled, and solidified, resulting in lead oxide and zinc oxide. The slag layer is tapped, cooled, and solidified. The metallic layer is tapped for recycle in the steel making process.

A device for connecting a camera to a supporting device as provided. The device has a locking plate which includes a wedge-shaped recess with a dovetail guide which is insertable into a wedge-shaped plate with another dovetail guide. The wedge-shaped plate is connectible to the camera. The device also has a front clamping mechanism for bracing the wedge-shaped plate in the wedge-shaped recess, and in a rear region, has a rear clamp mechanism with a securing pin for engaging a guide shoe connectible to the camera. The device also includes a setting device for adjusting the front clamping mechanism along a longitudinal axis of the locking plate.

The present invention relates to a projection device comprising at least one laser light source (2) and a scanning unit (7) arranged for scanning a projection area with a laser beam emitted from said laser source (2). The laser beam is adapted to be divergent at least when leaving the scanning unit (7) and a re-focusing optical element (9, 13) for focusing or collimating the divergent laser beam is arranged in beam direction behind said scanning unit (7). With the proposed projection device the risk for eye damage when looking into the projection beam is reduced.

The invention discloses an active control method for the urea crystallization risk of a Urea-SCR system. The active control method comprises the following steps that (1) data such as the engine rotating speed, the torque, the exhaust mass flow, the SCR inlet NOx concentration, the SCR inlet temperature and the urea injection amount in an ECU are collected in real time; (2) a current crystallization risk grade of the system is calculated and obtained by using a crystallization risk online diagnosis module; (3) a driver is prompted and induced through a voice prompt system and an instrument when the risk level is low; (4) when the risk level is in a medium crystallization risk level, once working conditions are met, the EGR rate, the post-injection fuel injection quantity, the fuel injection advance angle, an exhaust TV valve, an electric heating unit, a urea injection control strategy and the like are correspondingly controlled by actively triggering a standard crystallization elimination mode; and (5) when the risk level is high, the driver is required to start a strong crystallization elimination mode under the parking condition as soon as possible so as to eliminate the urea crystallization risk as soon as possible.

A computer system analyzing a risk by identifying and assessing the risks, determining the disposition of the risks, monitoring and mitigating the risks, and reporting the risk items across an information technology system. A risk assessment tool may map known risk items into a risk framework as well as map risk categories between different risk frameworks. The risk management tool may also identify a root cause through a defined root cause dictionary based on an identified risk or the associated risk category of the identified risk. This capability may enable a user to analyze end-to-end operations, particularly where the main areas of risk are and where new controls or modified existing controls should be implemented. The risk management tool may also provide risk assessment reports that that are expressed in a common risk language with operations associates, with internal auditors, external auditors and regulatory bodies, and with government agencies.

Described embodiments provide systems, methods, computer readable media for determining risk metrics. A device may provide a risk model for a network environment. The risk model may include an input level and an output level. The input level may process first datasets each corresponding to a feature and a time window. The first datasets may include factors on access requests. The output level may generate a first aggregate risk metric of a first access request according to the datasets processed by the input level. The device may identify a second dataset corresponding to a second access request over the features and time windows. The device may determine a second aggregate risk metric by applying the second dataset to the risk model. The device may generate a response to the second access request according to an access control policy and the second aggregate risk metric.

The present invention provides a clinically applicable method of inducing differentiation of embryonic stem cells, particularly a method of inducing differentiation of embryonic stem cells into forebrain neurons. More specifically, the present invention provides a method of inducing differentiation of embryonic stem cells, comprising culturing the embryonic stem cells as a floating aggregate in a serum-free medium, particularly a method of inducing differentiation of the embryonic stem cells into nervous system cells such as forebrain neurons and cerebellar neurons and sensory organ cells; a floating aggregate of embryonic stem cells obtained by culturing the embryonic stem cells as a floating aggregate in a serum-free medium; and cells derived from a floating aggregate of embryonic stem cells, particularly nervous system cells such as forebrain neurons and cerebellar neuron, sensory organ cells such as retinal precursor cells, and the like.

A beam scale apparatus, which can be implemented as a physical apparatus or presented as a graphical representation through computer-based system, is provided for visually assessing a financial plan and the impact of changes thereto.

It is described a gripping device for vials or similar containers, comprising a tubular body attached to one end of a movable supporting vertical shaft and gripping means associated to said tubular body. Said gripping means comprise non-mechanical gripping members, able to be connected with one end of a vial or container by face-to-face soft contact.