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Block chain system-based remittance method and device

A blockchain and issuer's technology, applied in the blockchain field, can solve problems such as the inability to carry out remittance operations

Active Publication Date: 2021-08-06
ALIPAY (HANGZHOU) INFORMATION TECH CO LTD +1
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

It is not difficult to understand that this method not only involves the reconciliation of on-chain assets and off-chain assets, but also due to the strong liquidity of remittance institutions, remittance institutions do not have enough off-chain assets to advance funds, resulting in remittance operations. ongoing question

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  • Block chain system-based remittance method and device
  • Block chain system-based remittance method and device
  • Block chain system-based remittance method and device

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Embodiment Construction

[0045] Reference will now be made in detail to the exemplary embodiments, examples of which are illustrated in the accompanying drawings. When the following description refers to the accompanying drawings, the same numerals in different drawings refer to the same or similar elements unless otherwise indicated. Implementations described in the following exemplary embodiments do not represent all implementations consistent with one or more embodiments of this specification. Rather, they are merely examples of apparatuses and methods consistent with aspects of one or more embodiments of the present specification as recited in the appended claims.

[0046] It should be noted that in other embodiments, the steps of the corresponding methods are not necessarily performed in the order shown and described in this specification. In some other embodiments, the method may include more or less steps than those described in this specification. In addition, a single step described in this...

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PUM

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Abstract

One or more embodiments of the invention provide a block chain system-based remittance method and device, and the method comprises the following steps: an asset issuer issues to-be-allocated balance assets and to-be-allocated liability assets in the block chain system, and the to-be-allocated balance assets and the to-be-allocated liability assets are equal in amount; the asset issuer allocates to-be-allocated balance assets and to-be-allocated liability assets, which do not exceed the credit line of the first remittance institution, to a first block chain account corresponding to the first remittance institution to serve as available balance assets and available liability assets corresponding to the first remittance institution, wherein the amount of the available balance assets is equal to that of the available liability assets; and the first remittance mechanism sends a remittance transaction used for indicating remittance to a second remittance mechanism to the block chain system, so that the block chain system transfers available balance assets equal to the amount indicated in the remittance transaction in the first block chain account to a second block chain account corresponding to the second remittance mechanism.

Description

technical field [0001] One or more embodiments of this specification relate to the field of blockchain technology, and in particular to a method and device for remittance based on a blockchain system. Background technique [0002] Blockchain technology (also known as distributed ledger technology) is a decentralized distributed database technology, which has many characteristics such as decentralization, openness and transparency, non-tamperable, and trustworthy, and is suitable for many In application scenarios with high reliability requirements. In view of the above advantages, related technologies apply blockchain technology to the remittance scenario to realize remittance between remittance institutions through asset transfer on the chain, thereby ensuring the reliability of the remittance process. [0003] However, in related technologies, the method of advancing funds is usually used to realize remittance between remittance institutions. This method requires the remi...

Claims

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Application Information

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IPC IPC(8): G06Q20/10G06Q20/40
CPCG06Q20/102G06Q20/403G06Q20/4016
Inventor 胡国卿魏玮
Owner ALIPAY (HANGZHOU) INFORMATION TECH CO LTD