Block chain-based dynamic movable property pledge financing method and device and storage medium

Abstract

The invention discloses a block chain-based dynamic movable property pledge financing method and device, and a storage medium. According to the method, a distributed account book technology, an asymmetric encryption technology, an intelligent contract technology, a hash algorithm, a digital signature and identity authentication technology, an internet of things technology, an AI technology and other technologies in a block chain are fully utilized; and certificates such as contracts and receipts in each business stage of the dynamic movable property pledge financing process can be accurately verified on the chain at a high speed. Therefore, the efficiency of the whole process is improved, the time is saved, the cost and risk are reduced, and the financing process is simplified; the whole financing and transaction process is faster, safer and more intelligent, and the problems of low efficiency and safety of dynamic movable property pledge financing are solved. The invention is suitable for small and medium-sized production enterprises and commercial circulation enterprises; it is ensured that small and medium-sized enterprises can easily obtain fund support, flowing fund turnover is accelerated, production and operation are expanded, and better development is achieved.

Description

technical field [0001] This application relates to the field of blockchain technology, in particular, to a blockchain-based dynamic chattel pledge financing method, equipment and storage medium. Background technique [0002] Dynamic movable property pledge means that in the financing services provided by banks to loan companies, the movable property pledged by the lender can be in various forms, and the pledged movable property can exist in different forms within the financing period, such as finished products, semi-finished products, raw materials, etc., as long as The value of the pledged movable property is above the critical point to ensure the safety of bank loans and control risks. Under the premise of meeting this condition, the continuous replacement of the same type of movable property pledge can be allowed, and the mutual exchange of different movable property pledges can also be allowed. figure 1 It is a schematic diagram of the traditional dynamic movable propert...

AI Technical Summary

Problems solved by technology

[0004] On the one hand, this application provides a blockchain-based dynamic chattel pledge financing method to solve the existing technical problems of dynamic chattel pledge financing process complicated, low efficiency, difficult financing and high risk

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