Automatic trading device and transfer accounts bespeaking method for the same
A technology of automatic transaction device and display device, applied in the direction of complete banking system, complete banking system, coin-free or similar appliances, etc., can solve the problems of exchange difference loss, missed profit, etc.
Inactive Publication Date: 2008-02-20
OKI ELECTRIC IND CO LTD
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Problems solved by technology
Especially in recent years, there have been more and more foreign currency deposit transactions. When conducting foreign currency deposit transactions, changes in exchange rates sometimes lead to exchange difference losses
Moreover, sometimes it is impossible to conduct foreign currency deposit transactions on the day when the profit of the exchange difference is generated, and the opportunity to make a profit is missed
Method used
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[0029] Hereinafter, embodiments of the present invention will be described in detail with reference to the drawings.
[0030] Fig. 2 is a perspective view of the automatic transaction device in the embodiment of the present invention.
[0031] In the figure, 11 is an automatic transaction device such as an ATM (Automatic Teller Machine: automatic teller machine) and a CD (Cash Dispenser: automatic payment machine) arranged in the business offices of financial institutions such as banks, credit unions, and post offices. Customers of institutions use this device to operate by themselves, deposit, withdraw, bookkeeping, check balance, external transfer, transfer under the same name, time deposit setting, change password, change and query deposit limit amount, foreign currency deposit transactions, etc. Financial Services. In addition, the above-mentioned automatic transaction device 11 can also be arranged in stores such as convenience stores, supermarkets, department stores, un...
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PROBLEM TO BE SOLVED: To prevent a transaction opportunity loss by allowing a customer to reserve a transfer on condition that an exchange rate in a foreign exchange rate becomes the one previously designated by the customer and to perform the transfer reservation of foreign currency which meets the request of the customer, so as to eliminate exchange-rate loss. ŽSOLUTION: An automatic transaction device includes a display device for selectively displaying selecting means, so as to perform a financial transaction selected by the customer. Foreign currency trading is performed by communication with an accounting system host device. When the customer selects the foreign currency trading, the display device displays the selecting means which selects the transfer reservation on condition that the exchange rate becomes the one designated by the customer. Ž
Description
technical field [0001] The invention relates to an automatic transaction device and an account transfer reservation method of the automatic transaction device. Background technique [0002] Previously, a system for externally transferring funds from accounts opened at domestic banks, credit unions, post offices, consumer finance companies, and other financial institutions to accounts opened at foreign financial institutions has been proposed (for example, refer to Patent Document 1.) . In this case, the salary transfer data to the customer's account opened in the domestic financial institution and the overseas remittance request data are collectively managed, and the money is automatically transferred to the account opened in the foreign financial institution designated in advance, and the salary amount is transferred. A portion is transferred to the accounts of family members living abroad. [0003] [Patent Document 1] Japanese Unexamined Patent Publication No. 2003-6444 ...
Claims
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IPC IPC(8): G07F19/00G06Q20/10G06Q20/18G06Q40/00G06Q40/02G06Q40/04G07D9/00
Inventor 宫本利彦
Owner OKI ELECTRIC IND CO LTD