Foreign exchange remittance service processing method and system

Abstract

The invention discloses a foreign exchange remittance service processing method, which comprises that: an acceptance terminal generates a service application message carrying path information for processing the foreign exchange remittance service according to foreign exchange remittance service information; the acceptance terminal sends the service application message to a scheduling subsystem; and the scheduling subsystem receives and analyzes the service application message to obtain the path information, calls overseas and domestic financial data processing subsystems to process the foreign exchange remittance service according to the path information, and returns a service processing result message to the acceptance terminal. Correspondingly, the invention also provides a foreign exchange remittance service processing system, which comprises the acceptance terminal, the scheduling subsystem and the overseas and domestic financial data processing subsystems. The acceptance terminal and the overseas and domestic financial data processing subsystems are integrated and connected by the scheduling subsystem, and the independent operation of each system is avoided, and the expansion of the foreign exchange remittance service network is facilitated.

Description

technical field [0001] The invention relates to the field of financial business processing, in particular to a foreign exchange remittance business processing method and system. Background technique [0002] At present, domestic financial institutions can handle foreign exchange remittance business in the following ways: First, domestic financial institutions log on to the website of foreign financial institutions through an acceptance terminal certified by foreign financial institutions to handle foreign exchange remittance business, and then domestic financial institutions process through their own business The system completes the receipt and payment of remittance funds, foreign exchange settlement and sales for foreign exchange remittance customers. At the end of the trading day, domestic financial institutions complete fund settlement in their respective business processing systems. The declaration system completes the declaration of the balance of payments. The topolo...

AI Technical Summary

Problems solved by technology

[0004] 1. Multi-system operation procedures are complicated

[0005] A foreign exchange remittance business needs to be processed separately in the overseas financial data processing system, the domestic financial data processing system and the balance of payments declaration system, so the operation process is long, the efficiency is low, and there is also the possibility of data inconsistency

[0006] 2. It is not conducive to expanding the agent network

[0007] If domestic financial institutions want to increase foreign exchange remittance business agency points, they need the relevant agency points to negotiate contract texts with overseas financial institutions, open margin accounts and develop special remittance functions, and each agent point needs to apply for installation certificates one by one, and become overseas financial institutions one by one. Cooperative users of institutions, so it is not conducive to expanding the agency network

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