Electronic trading pay method among businesses

Abstract

The invention relates to an electronic trading pay method among businesses, particularly to a pay mechanism used on businesses, at least comprising the following steps: a payer transmits a pay detail to an intermediary through a value-added network; the intermediary transmits the pay detail to a pay bank; the pay bank performs fee deduction to an account of the payer; the pay bank transmits information of paying successfully to the payer through a transmitting mechanism; the pay bank transmits information of an incoming payment detail to the intermediary; the intermediary transmits the information of the incoming payment detail to a charging bank; the charging bank transmits successfully-booking notification information to the intermediary; the intermediary transmits the successfully-booking notification information to a charger; according to the invention, a working program of writing checks is reduced, time and cost of human process of remitting and transferring in back are saved for the payer, the payer and the charger are provided with details through transmitting electronic resource so as to increase automatic operation efficiency of enterprises and realize convenience for enterprises.

Description

technical field [0001] The present invention relates to a payment method for electronic transactions between businesses, in particular to a method that can use network e-mail to process payment and inter-bank transfers between banks, and can quickly process a large number of related payment behaviors without being limited by bank business hours, that is, Business-to-business trade operations are possible. Background technique [0002] The traditional way of conducting transactions is to record various transaction data in various trade documents, and to achieve the purpose of transaction data circulation through the exchange of trade documents. However, in essence, the common disadvantage of all transaction documents is that they need to be processed by humans. Handling various trade documents by people is not only time-consuming and increases transaction costs, but also errors caused by human error will affect the formation of various transactions, which in turn will cause l...

AI Technical Summary

Problems solved by technology

[0002] The traditional way of conducting transactions is to record various transaction data in various trade documents, and to achieve the purpose of transaction data circulation through the exchange of trade documents. However, in essence, the common disadvantage of all transaction documents is that they need to be processed by humans. Handling various trade documents by people is not only time-consuming and increases transaction costs, but also errors caused by human error will affect the formation of various transactions, which in turn will cause losses to the people at the time of each transaction, while electronic data Exchange is to transmit formatted transaction documents electronically, the transmission speed is much faster than traditional trade documents, and no human factors are involved

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