Electronic payment method and device

Abstract

The invention provides an electronic payment method and device, and the method comprises the steps: receiving a request that a user carries out electronic payment through employing any fund; determining a verification side correlated with the fund; sending a payment verification request to the verification side; detecting whether the verification confirmation information fed back by the verification side is received or not: giving an authority for carrying out the electronic payment through the fund to the user, or else, determining that the user does not have the authority. According to the technical scheme of the invention, only if the user passes the verification of the related verification side of the fund, can the user have the authority to use the fund when the use wants to user the fund with the authority, thereby enabling the related verification side to be able to obtain the use condition of a remittance fund timely, so as to achieve the supervising and monitoring and control of the user. Meanwhile, the method and device cannot occupy excessive time and labor of the verification side.

Description

technical field [0001] The present invention relates to the technical field of electronic payment, in particular to an electronic payment method and an electronic payment device. Background technique [0002] [demand scenario] [0003] 1. A remits money to B (for example, A is a father and B is a son), and A wants B to save money; [0004] 2. A remits money to B (for example, A is a venture capital company and B is its venture capital target), and A wants to know how B uses the remittance funds. [0005] In related technologies, when A remits money to B, A can remit a lot of money to B at one time, and A can also remit the money to B multiple times. [0006] If A remits a lot of money to B at one time, B has absolute control over the money and can use it as he wants. A cannot control and understand how B uses the money; Remittance to B multiple times, which requires too much energy and time for A, for example, A is a father, and his father is very busy at work, so he does...

AI Technical Summary

Problems solved by technology

[0006] If A remits a lot of money to B at one time, B has absolute control over the money and can use it as he wants. A cannot control and understand how B uses the money; Remittance to B multiple times, which requires too much energy and time for A, for example, A is a father, and his father is very busy at work, so he does not have so much energy to call his son little by little, or A is a company, and B’s financial A is not visible, so neither method can satisfy the remitter's control over the use of remittance funds

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