Risk control method, device, server and readable storage medium

A risk control and risk technology, applied in the Internet field

Inactive Publication Date: 2018-09-21
ADVANCED NEW TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

While the Internet provides convenience to people's lives, it also brings risks

Method used

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  • Risk control method, device, server and readable storage medium
  • Risk control method, device, server and readable storage medium
  • Risk control method, device, server and readable storage medium

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Embodiment Construction

[0023] In order to better understand the above technical solutions, the technical solutions of the embodiments of this specification will be described in detail below through the drawings and specific examples. It should be understood that the embodiments of this specification and the specific features in the embodiments are the technical solutions of the embodiments of this specification. It is a detailed description, rather than a limitation to the technical solutions of this specification. In the case of no conflict, the embodiments of this specification and the technical features in the embodiments can be combined with each other.

[0024] See figure 1 , is a schematic diagram of the risk control scenario in the embodiment of this specification. The terminal 100 is located on the user side and communicates with the server 200 on the network side. The transaction processing client 101 in the terminal 100 can be an APP or website that realizes business based on the Internet...

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Abstract

The embodiment of the invention provides a risk control method which comprises the steps of entering a risk characteristic into a preset widely linear-deep neural network model for risk predication, and obtaining a risk score of transaction data. The widely linear-deep neural network model adopted by the method integrates the advantages of a wide linearity model and a deep neural network model, and a risk transaction can be effectively identified.

Description

technical field [0001] The embodiment of this description relates to the field of Internet technologies, and in particular to a risk control method, device, server and readable storage medium. Background technique [0002] With the rapid development of the Internet, various forms of business continue to emerge, such as Internet-based service businesses such as online banking, online payment, and online shopping. People have become more and more accustomed to carrying out various life or business activities on the Internet. [0003] Since the Internet is an open network, anyone anywhere can easily connect to the Internet. While the Internet provides convenience to people's lives, it also brings risks. Especially with the development of e-commerce platforms and third-party trading platforms, cyber-financial crimes, online fraud, credit card theft, etc. continue to emerge. Therefore, Internet risk control is becoming more and more important. Contents of the invention [0...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/40G06Q40/08
CPCG06Q20/4016G06Q40/08
Inventor 傅欣艺程羽陈弢
Owner ADVANCED NEW TECH CO LTD
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