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Smart card management method and device and terminal device

A management method and a technology for managing devices, which are applied in the field of devices and terminal equipment, and smart card management methods, can solve the problems of not being able to know the consumption place and consumption amount, the cumbersome and complicated consumption accounting process, and the difficulty of expanding independent wallets, etc., so as to facilitate consumption The effect of accounting

Active Publication Date: 2019-02-19
厦门熵基科技有限公司 +1
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0006] In view of this, the embodiment of the present application provides a smart card management method, device and terminal equipment to solve the problem that it is difficult to expand the independent wallet in the existing one-card service, and when querying the data of the smart card, it is impossible to know the specific consumption place and Consumption amount, the process of consumption accounting is cumbersome and complicated

Method used

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  • Smart card management method and device and terminal device
  • Smart card management method and device and terminal device
  • Smart card management method and device and terminal device

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0032] The following describes a smart card management method provided by Embodiment 1 of this application, please refer to the attached figure 1 , the smart card management method in Embodiment 1 of the present application includes:

[0033] Step S101, receiving the payment request sent by the card reader terminal, the smart card number, the merchant number and the amount to be paid, the smart card number is obtained by reading the smart card by the card reader terminal;

[0034] The smart card of this application may not store the account information of the smart card, but only the smart card number of the smart card, and the smart card number of each smart card is not repeated, and is used to identify the identity of the smart card.

[0035] When the user uses the smart card for consumption, the smart card number in the smart card is read through the card reader terminal, and the card reader terminal sends the payment request, the smart card number, the merchant number and ...

Embodiment 2

[0067] Embodiment 2 of the present application provides a smart card management device. For the convenience of description, only the parts related to the present application are shown, such as figure 2 As shown, the smart card management device includes,

[0068] The payment request module 201 is used to receive the payment request sent by the card reader terminal, the smart card number, the merchant number and the amount to be paid, and the smart card number is obtained by reading the smart card by the card reader terminal;

[0069] The payment execution module 202 is configured to pay the amount to be paid from the independent electronic wallet corresponding to the merchant number of the smart card account corresponding to the smart card number to the merchant account corresponding to the merchant number according to the payment request.

[0070] Further, the device also includes:

[0071] A status return module, configured to return payment status information and the wall...

Embodiment 3

[0080] image 3 It is a schematic diagram of a terminal device provided in Embodiment 3 of the present application. Such as image 3 As shown, the terminal device 3 in this embodiment includes: a processor 30 , a memory 31 , and a computer program 32 stored in the memory 31 and operable on the processor 30 . When the processor 30 executes the computer program 32, the steps in the above embodiment of the smart card management method are implemented, for example figure 1 Steps S101 to S102 are shown. Alternatively, when the processor 30 executes the computer program 32, it realizes the functions of the modules / units in the above-mentioned device embodiments, for example figure 2 The functions of modules 201 to 202 are shown.

[0081] Exemplarily, the computer program 32 can be divided into one or more modules / units, and the one or more modules / units are stored in the memory 31 and executed by the processor 30 to complete this application. The one or more modules / units may...

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PUM

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Abstract

The invention is applicable to the technical field of software application, and provides a smart card management method and device and a terminal device. The method comprises the following steps: receiving a payment request sent by a card reading terminal, a smart card number, a merchant number and an amount to be paid, wherein the smart card number is obtained by reading the smart card by the card reading terminal; according to the payment request, paying the amount to be paid from the independent electronic wallet corresponding to the merchant number of the smart card account corresponding to the smart card number to the merchant account corresponding to the merchant number. The application can solve the problems that it is difficult to expand the independent wallet in the existing one-card service, and the balance is queried when querying the information of the smart card, the specific consumption place and consumption amount cannot be obtained, and the consumption accounting process is tedious and complex.

Description

technical field [0001] The application belongs to the technical field of software application, and in particular relates to a smart card management method, device and terminal equipment. Background technique [0002] With the development of smart cards, many companies have launched one-card services. Employees can use the same smart card to spend in various consumption places that cooperate with the company, which greatly facilitates the daily consumption of employees. [0003] In the current one-card service, there is usually only a public wallet in the smart card, and there is no independent wallet corresponding to each merchant. Therefore, the company can only perform unified management actions such as recharge, refund, and card return, and then the company and the merchant will reconcile. At the same time, because the company can only query the balance of the public wallet in the smart card, it cannot know which consumption place the smart card is used for and the amount...

Claims

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Application Information

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IPC IPC(8): G06Q20/34
CPCG06Q20/349
Inventor 郑亚涛王加柱黄欣燕
Owner 厦门熵基科技有限公司
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