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A smart card management method, device and terminal equipment

A management method and smart card technology, applied in data processing applications, instruments, calculations, etc., can solve the problems of inability to know the consumption place and consumption amount, difficulty in expanding an independent wallet, and the process of consumption accounting is cumbersome and complicated, so as to facilitate consumption accounting Effect

Active Publication Date: 2021-06-11
厦门熵基科技有限公司 +1
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0006] In view of this, the embodiment of the present application provides a smart card management method, device and terminal equipment to solve the problem that it is difficult to expand the independent wallet in the existing one-card service, and when querying the data of the smart card, it is impossible to know the specific consumption place and Consumption amount, the process of consumption accounting is cumbersome and complicated

Method used

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  • A smart card management method, device and terminal equipment
  • A smart card management method, device and terminal equipment
  • A smart card management method, device and terminal equipment

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0032] The following describes a smart card management method provided in Embodiment 1 of the present application, please refer to the appendix figure 1 , the smart card management method in Embodiment 1 of the present application includes:

[0033] Step S101: Receive a payment request, a smart card number, a merchant number and an amount to be paid sent by a card-reading terminal, where the smart card number is obtained by reading the smart card by the card-reading terminal;

[0034] The smart card of the present application may not store the account information of the smart card, but only the smart card number of the smart card. The smart card number of each smart card is not repeated and is used to identify the identity of the smart card.

[0035] When the user uses the smart card for consumption, the smart card number in the smart card is read through the card reader terminal, and the card reader terminal sends the payment request, smart card number, merchant number and am...

Embodiment 2

[0067] The second embodiment of the present application provides a smart card management device. For the convenience of description, only the parts related to the present application are shown, such as figure 2 As shown, the smart card management device includes,

[0068] A payment request module 201, configured to receive a payment request, a smart card number, a merchant number and an amount to be paid sent by a card-reading terminal, where the smart card number is obtained by reading a smart card by the card-reading terminal;

[0069] The payment execution module 202 is configured to pay the amount to be paid from the independent electronic wallet corresponding to the merchant number of the smart card account corresponding to the smart card number to the merchant account corresponding to the merchant number according to the payment request.

[0070] Further, the device also includes:

[0071] The status returning module is used for returning payment status information and...

Embodiment 3

[0080] image 3 It is a schematic diagram of the terminal device provided in Embodiment 3 of this application. like image 3 As shown, the terminal device 3 in this embodiment includes: a processor 30 , a memory 31 , and a computer program 32 stored in the memory 31 and running on the processor 30 . When the processor 30 executes the computer program 32, the steps in the above embodiments of the smart card management method are implemented, for example, figure 1 Steps S101 to S102 are shown. Alternatively, when the processor 30 executes the computer program 32, the functions of the modules / units in the foregoing device embodiments are implemented, for example, figure 2 The functions of the modules 201 to 202 are shown.

[0081] Exemplarily, the computer program 32 can be divided into one or more modules / units, and the one or more modules / units are stored in the memory 31 and executed by the processor 30 to complete the this application. The one or more modules / units may...

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PUM

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Abstract

This application is applicable to the field of software application technology, and provides a smart card management method, device, and terminal equipment. The method includes: receiving a payment request sent by a card reader terminal, a smart card number, a merchant number, and an amount to be paid. The smart card number The smart card is read by the card reader terminal; according to the payment request, the amount to be paid is paid from the independent electronic wallet corresponding to the merchant number of the smart card account corresponding to the smart card number to the merchant number corresponding merchant account. This application can solve the problem that it is difficult to expand an independent wallet in the existing one-card service, and when querying the balance of the smart card, it is impossible to know the specific consumption place and consumption amount, and the consumption accounting process is cumbersome and complicated.

Description

technical field [0001] The present application belongs to the technical field of software applications, and in particular relates to a smart card management method, device and terminal device. Background technique [0002] With the development of smart cards, many companies have launched a one-card service, and employees can use the same smart card to consume in various consumption places that cooperate with enterprises, which greatly facilitates employees' daily consumption. [0003] In the current all-in-one card service, there is usually only a public wallet in the smart card, and there is no independent wallet corresponding to each merchant. Therefore, the company can only carry out unified management actions such as recharge, refund and card return, and then the company and the merchant reconcile the accounts. At the same time, because the company can only query the balance of the public wallet in the smart card, it cannot know which consumption place the smart card is ...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/34
CPCG06Q20/349
Inventor 郑亚涛王加柱黄欣燕
Owner 厦门熵基科技有限公司
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