A bi-directional transaction clearing method based on bill data

Abstract

The invention relates to a bi-directional transaction clearing method based on bill data. The method comprises the following steps: in response to an order placing request of a first sub-client, generating an order data by a first sub-server based on goods data; Generating bill data by the second sub-server based on the order data; Generating detailed data by the second sub-server based on the payment data, the payment data being received by the second sub-server in response to the payment transfer request, and the payment transfer request being generated by the second sub-client in response to receiving the bill data; And performing two-way transaction settlement based on goods data, order data, billing data and detail data when the scheduled time expires. The invention connects two subsystems in the transaction clearing system by collecting and paying based on bill data, creates data basis for two-way transaction clearing, and can realize clear two-way transaction clearing accordingto complex transaction situation.

Description

Technical field [0001] One or more embodiments of this specification relate to the Internet field, and in particular to a two-way transaction clearing method and system based on bill data. Background technique [0002] The traditional write-off is the write-off between the goods and the payment, which is completely based on the order level for transaction settlement. In the actual situation, due to complex conditions such as account period, pledge period, freezing, partial payment, partial payment, etc., it is difficult to directly associate the funds with specific goods after the supply company receives the funds, which leads to complicated situations. In this case, transaction settlement is very complicated. [0003] For example, the new retail business in the S2B2C scenario involves a complex business involving platforms, big B, small B, customers, and multi-party suppliers, making its transaction clearing extremely complicated. In this scenario, the flow of funds contains a v...

AI Technical Summary

Problems solved by technology

In the actual situation, due to complex situations such as account period, pledge period, freezing, batch payment, partial payment, etc., it is difficult for the supplier company to directly associate the funds with the specific goods after receiving the funds, resulting in complex situations. Transaction clearing is very complicated when

[0003] For example, the new retail business in the S2B2C scenario involves complex businesses including platforms, big B, small B, customers, and multi-party suppliers, which makes its transaction settlement extremely complicated

In this scenario, the flow of funds contains multiple complex patterns, such as involving account periods, batches, etc., which bring great difficulties to the write-off / transaction settlement between funds and goods

For this problem, the core pain point is that it is impossible to clear money and goods in real time

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