4 results about "Partial payment" patented technology

Systems and methods of enabling functional applications via a user interface are disclosed herein. In an embodiment, the method includes providing a user with a graphical user interface having an application bar and a common application section, providing access to a first application by the user within the common application section such that the user is enabled to generate parameters for a plurality of service providers to bid on a service, executing the first application to publish the parameters for the plurality of service providers and accept a plurality of bids on the service, providing access to a second application by the user using the common application section such that the user is enabled to partially reject an invoice from one of the plurality of service providers, and executing the second application to make a partial payment to the one of the pluralities of service providers.

Systems and methods for account matching based on partial profile data are disclosed. According to one embodiment, in an information processing apparatus comprising at least one computer processor, a method for account matching based on partial profile data may include: (1) receiving, from a merchant, partial payment card information for a merchant customer, wherein the merchant customer is also a financial institution customer; (2) querying a database to identify a plurality of payment card accounts matching the partial payment card information; (3) requesting a transaction over a payment network for the plurality of payment card accounts matching the partial payment card information; (4) monitoring the payment network for the transaction involving one of the plurality of payment card accounts matching the partial payment card information; and (5) associating the payment card account involved in the transaction as the payment card account associated with the merchant customer.

A system and a method for making payments at a point of sale (POS) is disclosed, involving a computing device with a digital wallet application, a management server administering a client payment account, and a trusted entity server administering a client brokerage account. The method associates the client brokerage and payment accounts with a client and facilitates transactions initiated via a POS payment system. Upon receiving a transaction authorization request, the management server establishes a secure connection with the trusted entity server to retrieve brokerage account data. The server analyzes available securities in the brokerage account and currency balances in the payment account to generate financing suggestions for the transaction, including partial security sales and partial payment from the payment account. The client selects a financing suggestion via the digital wallet application, and the management server instructs the trusted entity server to execute the suggested security sale. The transaction is authorized at the POS using the payment account, and proceeds from the security sale are recovered and applied to the payment account. The disclosed method enables integrated, secure, and flexible financing for point-of-sale transactions.

A system and a method for making payments at a point of sale (POS) is disclosed, involving a computing device with a digital wallet application, a management server administering a client payment account, and a trusted entity server administering a client brokerage account. The method associates the client brokerage and payment accounts with a client and facilitates transactions initiated via a POS payment system. Upon receiving a transaction authorization request, the management server establishes a secure connection with the trusted entity server to retrieve brokerage account data. The server analyzes available securities in the brokerage account and currency balances in the payment account to generate financing suggestions for the transaction, including partial security sales and partial payment from the payment account. The client selects a financing suggestion via the digital wallet application, and the management server instructs the trusted entity server to execute the suggested security sale. The transaction is authorized at the POS using the payment account, and proceeds from the security sale are recovered and applied to the payment account. The disclosed method enables integrated, secure, and flexible financing for point-of-sale transactions.