Trade information processing method and device

A technology of transaction information and processing method, which is applied in the transaction information processing device and the field of transaction information processing, which can solve the problems of increasing server access burden, network bandwidth occupation, increasing user operation complexity, and inability to complete transactions, etc., so as to reduce access burden , Improve convenience and reduce the effect of manual operation

Inactive Publication Date: 2013-05-15
ALIBABA GRP HLDG LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] The problem with the above existing technologies is that this method can only be applied to commodities whose usage rights can be split, such as mobile phone recharge cards, broadband account usage time, etc.
If the user pays insufficient amount, the transaction will not be complet

Method used

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  • Trade information processing method and device
  • Trade information processing method and device
  • Trade information processing method and device

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Experimental program
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Embodiment Construction

[0042] In order to make the above objects, features and advantages of the present application more obvious and comprehensible, the present application will be further described in detail below in conjunction with the accompanying drawings and specific implementation methods.

[0043] When a buyer buys a product online, the product can be purchased when the amount paid by the user is equal to the price of the product. In reality, there are often situations where users are unable to purchase large amounts of goods, which may be due to the following two aspects:

[0044] 1. The buyer's purchasing power is insufficient to pay all the amount at one time, or the buyer's funds are scattered in multiple banks. When purchasing a large amount of goods, if the funds in one online bank are not enough, it is necessary to gather funds for payment. Transferring money between banks is cumbersome and often requires fees, which buyers are usually unwilling to bear.

[0045] 2. Due to the limit...

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PUM

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Abstract

The invention provides a trade information processing method and a device. The trade information processing method includes the steps that a server generates a trade order according to a trade request submitted by a user. The trade order comprises a trade deadline, paid trade data and an order status identification; the server receives a plurality of paying data submitted by the user in the trade deadline. The plurality of paying data comprise first-time paying data; if the first-time paying data meet a first presupposed condition, the paid trade data are updated as the first-time paying data, and the order status identification is modified as partial payment; if the plurality of paying data meet a second presupposed condition, the paid trade data are updated as the sum of the plurality of paying data, and the order status identification is modified as payment completed. The trade information processing method can enable a user to obtain goods through payment for many times on the condition that the user can not complete one-off payment for the goods, reduces complexity of operations of the user, and reduces access burden of the server and occupancy of network bandwidth.

Description

technical field [0001] The present application relates to the field of data processing, in particular to a method for processing transaction information and a device for processing transaction information. Background technique [0002] When shopping online, buyers generally use online banking, or third-party accounts or cash on delivery for transaction payments. The existing transaction information processing method is that after the buyer takes pictures of the product to be purchased, the system generates a transaction order based on the product information, and the buyer can use online banking, a third-party account or cash to pay. When the one-time payment amount When it is equal to the price of the product, the transaction order shows that the user has paid, and then the seller can ship to the buyer. [0003] With the continuous development of e-commerce, there are more and more large-value commodities on online shopping platforms, such as some digital home appliances a...

Claims

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Application Information

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IPC IPC(8): G06Q20/00G06Q20/12G06Q30/00
Inventor 陈东
Owner ALIBABA GRP HLDG LTD
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