Transaction processing method, terminal equipment and computer storage medium

Abstract

The embodiment of the invention discloses a transaction processing method, a server and a computer readable medium, and the method comprises the steps: obtaining a target repayment project when a repayment instruction for the target repayment project is detected, the target repayment project comprising a user identifier, a project identifier, a debt card number and a repayment amount; obtaining ato-be-selected card number bound with the user identifier; obtaining a target repayment rule corresponding to the project identifier, and determining a repayment card number of the target repayment project in the to-be-selected card numbers according to the debt card number and the target repayment rule; and sending a transfer request to the bank to which the repayment card number belongs, the transfer request comprises the repayment amount and the debt card number, the transfer request is used for requesting payment of the repayment amount from the account of the repayment card number to theaccount of the debt card number, and cross-bank repayment of the credit card can be flexibly realized on time.

Description

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AI Technical Summary

Benefits of technology

In this new version of an app that allows users to pay their bills electronically instead of physically through traditional methods like paper or phone cards. It uses these features to create rules based upon certain criteria such as how many times they have made multiple purchases in order to make them more efficient than physical means alone.

Problems solved by technology

This patented technical problem addressed in this patents relates to improving automatic teller machines' ability to automatically redeem their balance without requiring manual intervention during peak hours when they have been used over time due to increased usage rates caused by frequent purchases from different banks. Current ways require that customers manually receive new debt with an expectation of receiving some future charges later if needed again.

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