Unlock instant, AI-driven research and patent intelligence for your innovation.

Non-contact safe payment system

A non-contact and safe technology, applied in the direction of payment architecture, equipment, data processing applications, etc., can solve the problems of transaction convenience risk, code scanning system is easy to forge, etc.

Inactive Publication Date: 2019-07-02
北京融通高科微电子科技有限公司
View PDF0 Cites 0 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] Ordinary scanning code system is easy to forge, which makes the transaction convenient and brings risks

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0014] The non-contact secure payment system of the present invention, its specific implementation method is that the electronic label adopts the NFC non-contact electronic label conforming to the smart card specification of the People's Bank of China, the user's portable terminal is a mobile phone with NFC reading and writing functions, and the merchant's networking equipment is a portable POS machine And extended equipment such as electronic door locks.

[0015] When the NFC mobile phone is close to the NFC non-contact electronic tag, the legitimacy of the merchant can be verified through security authentication, and at the same time, it is connected to the background service system for secure transactions. After the background service system confirms the security transaction, it deducts money from the user account and sends a confirmation message to the user terminal. And merchant networking equipment, so that users and merchants can know the transaction confirmation informa...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

PUM

No PUM Login to View More

Abstract

The invention discloses a non-contact safe payment system which is composed of an electronic tag with the encryption operation, a user portable terminal with an electronic tag read-write function, a merchant networking device bound with the electronic tag and a background service system. When the user portable terminal is close to the electronic tag, the user portable terminal interacts with the electronic tag through pre-installed security software, so that the validity of the electronic tag can be judged; and then the user carries out payment according to the actual scene, the security transaction data is sent to the background service system, the background service system confirms the security transaction and then sends a message with a digital signature to the user portable terminal and the merchant networking device respectively, and the electronic door lock and the entertainment device can be controlled to be in linkage.

Description

technical field [0001] The invention relates to a non-contact secure payment system including an electronic label, a portable terminal, an executive mechanism and a background service system, which is safer and more convenient than a two-dimensional code scanning system. [0002] technical background [0003] Ordinary code-scanning systems are easy to forge, making transactions convenient and risky at the same time. And low-cost secure electronic tags can also be used for fast transactions without security risks such as being copied or cracked. Using portable terminals with electronic tag read and write functions can quickly access electronic tags to obtain the same fast experience as QR codes. And there is no need for merchants to modify equipment. It can also link location information, electronic door locks, and sound and light equipment to obtain more services. Contents of the invention [0004] The invention discloses a non-contact secure payment system, which is char...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

Application Information

Patent Timeline
no application Login to View More
Patent Type & Authority Applications(China)
IPC IPC(8): G06K17/00G06Q20/32
CPCG06K17/0029G06K2017/0064G06K2017/0067G06Q20/3276G06Q20/3278
Inventor 许丰何中林
Owner 北京融通高科微电子科技有限公司