Payment method and device for mobile banking without mobile phone verification code
A technology of mobile banking and verification code, which is applied in the field of data processing and can solve problems such as wasting time
Pending Publication Date: 2020-05-19
BANK OF CHINA
View PDF4 Cites 0 Cited by
- Summary
- Abstract
- Description
- Claims
- Application Information
AI Technical Summary
Problems solved by technology
[0003] Although the above payment methods are safe, if the mobile banking and the mobile phone card to which the reserved mobile number to receive the verification code belong are on the same mobile phone, it is unnecessary to fill in the verification code, which is a waste of time
Method used
the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View moreImage
Smart Image Click on the blue labels to locate them in the text.
Smart ImageViewing Examples
Examples
Experimental program
Comparison scheme
Effect test
Embodiment Construction
[0045] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.
[0046] The above description of the disclosed embodiments is provided to enable any person skilled in the art to make or use the invention. Various modifications to these embodiments will be readily apparent to those skilled in the art, and the general principles defined herein may be implemented in other embodiments without departing from the spirit or scope of the invention. Therefore, the present invention will not be limited to the embodiments shown herein...
the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More PUM
Login to View More Abstract
The invention discloses a payment method of a mobile banking without a mobile phone verification code, which opens a mobile banking verification code payment service in advance and reserves a mobile phone number in the mobile banking verification code payment service, and comprises the following steps: acquiring a to-be-paid amount under the condition of payment based on the mobile banking; if theto-be-paid amount is smaller than a preset amount threshold value, obtaining a current mobile phone number of a mobile phone where the mobile phone bank is located; when the current mobile phone number is consistent with the reserved mobile phone number, verifying whether the current mobile phone number is in a normal use state; and if yes, paying the to-be-paid amount. According to the payment method, when the reserved mobile phone number is consistent with the current mobile phone number and the current mobile phone number is in a normal use state, the to-be-paid amount is paid without a verification code verification mode, so that the time is saved.
Description
technical field [0001] The invention relates to the technical field of data processing, in particular to a mobile bank payment method and device without a mobile phone verification code. Background technique [0002] At present, when transferring small amounts in mobile banking, mobile banking will send a verification code to the mobile phone number reserved by the user, and the user can complete the payment only after entering the verification code into mobile banking. [0003] Although the above-mentioned payment methods are safe, if the mobile banking and the phone card to which the reserved mobile number for receiving the verification code belongs are on the same mobile phone, it is unnecessary to fill in the verification code, which is a waste of time. Contents of the invention [0004] In view of this, the present invention provides a mobile phone bank payment method and device without a mobile phone verification code, which is used to realize that if the mobile phon...
Claims
the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More Application Information
Patent Timeline
Login to View More Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/32G06Q20/40H04W12/06
CPCG06Q20/325G06Q20/403G06Q20/401H04W12/72H04W12/068
Inventor 黄文强季蕴青张懂胡玮易念胡传杰浮晨琪胡路苹黄雅楠李蚌蚌申亚坤王畅畅徐晨敏
Owner BANK OF CHINA