Risk assessment method, risk control system and risk assessment equipment

A technology of risk assessment and risk, applied in the computer field, to reduce subjectivity, increase objective assessment factors, and improve accuracy

Pending Publication Date: 2020-09-29
ALIBABA GRP HLDG LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

At present, most risk assessment methods still rely on the subjective judgment of evaluators or experts through the scoring table to judge the possibility of risk occurrence and the impact of risk occurrence. Evaluation has a certain degree of subjectivity.

Method used

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  • Risk assessment method, risk control system and risk assessment equipment
  • Risk assessment method, risk control system and risk assessment equipment
  • Risk assessment method, risk control system and risk assessment equipment

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Embodiment Construction

[0059] The connotation of risk is that it is the possibility presented by the progressive connection of risk factors, risk events and risk results within a certain period of time. Risks are usually assessed in two dimensions, the degree of impact or the possibility of loss. At present, the methods of risk assessment are usually divided into model method and expert method. The expert method determines the consideration factors for evaluation based on expert opinions, which is a relatively subjective method. The model method refers to the method of constructing a risk assessment model using machine learning methods and conducting risk assessment based on the model results. The risk assessment effect of the model method is directly affected by the completeness of risk variable identification and the validity of variable data.

[0060]Each embodiment of the present application provides a risk assessment scheme different from the prior art, which is generally based on the idea of...

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Abstract

The embodiment of the invention provides a risk assessment method, a risk control system and risk assessment equipment. The risk assessment method comprises the following steps: obtaining a first riskpoint constructed for an assessment object and an index item associated with the first risk point; determining an evaluation parameter of the first risk point according to the change information of the index item under the condition that the index item is changed; and calculating a risk quantitative value corresponding to the first risk point according to the evaluation parameter. According to the technical scheme provided by the embodiment of the invention, dynamic risk assessment in a service full life cycle is realized; compared with existing subjective assessment, objective assessment factors are increased, subjectivity of risk assessment is weakened, and accuracy of risk assessment is improved.

Description

technical field [0001] The present application relates to the field of computer technology, in particular to a risk assessment method, a risk control system and risk assessment equipment. Background technique [0002] The risk control system will evaluate the risks existing in the operation of the business (such as economic losses, the number of underlying suppliers, etc.), or give the possibility and severity of the uncertain factors faced in business operations. measure. [0003] The existing risk control system evaluates the possibility of risk occurrence or the impact or loss degree, and usually uses risk scoring to quantify the risk assessment results. At present, most risk assessment methods still rely on the subjective judgment of evaluators or experts through the scoring table to judge the possibility of risk occurrence and the impact of risk occurrence. Evaluation has a certain degree of subjectivity. Contents of the invention [0004] Various embodiments of the...

Claims

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Application Information

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IPC IPC(8): G06Q10/06
CPCG06Q10/0635G06Q10/06393
Inventor 周佳敏冯云乐陈维维胡文静卜一吴俊东卢石昌李瑛洁
Owner ALIBABA GRP HLDG LTD
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