Resource processing method and device, equipment and medium

Abstract

The invention discloses a resource processing method and device, equipment and a medium. The resource processing method comprises the steps of firstly, receiving a resource transfer request sent by a payee, wherein the resource transfer request comprises identity information of a payer and first resource transfer information to be paid by the payer; then, according to the identity information of the payer, determining target credit limit information corresponding to the target service identification information of the payee from multiple pieces of credit limit information of the payer, wherein the target credit limit is used for paying resource information corresponding to the target service identification information; and then, under the condition that the first resource value corresponding to the target credit limit information is greater than or equal to the second resource value corresponding to the first resource transfer information, deducting the target resource corresponding to the second resource value from the target credit limit information according to the first resource transfer information, and transferring the target resource to the payee. According to the embodiment of the invention, the resource transfer efficiency can be improved so as to improve the user payment experience.

Description

technical field [0001] The present application belongs to the field of Internet technologies, and in particular, relates to a resource processing method, apparatus, device and medium. Background technique [0002] With the rapid development of the global economy, people's consumption levels are also constantly improving, and more and more users have begun to use credit payment services, which have the advantages of convenience, early consumption, and installment payments. [0003] At present, the credit limit of the credit payment service is set according to the user's credit value, and the user can recycle the resources corresponding to the credit limit within the validity period. However, if the user is in some special scenarios, such as medical treatment, the user may not be able to use a large amount of resources at one time due to insufficient credit limit, resulting in payment failure and affecting the user's medical treatment. Similarly, if the user runs out of resou...

AI Technical Summary

Problems solved by technology

However, if the user is in some special scenarios such as medical treatment, due to insufficient credit limit, he cannot use a large amount of resources at one time, resulting in payment failure and affecting the user's medical treatment

Similarly, if a user runs out of resources corresponding to the credit limit in a special scenario, the user cannot use it in other scenarios in a short time

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