Electronic currency with value maintaining function

An electronic currency and value-preserving currency technology, applied in the economic field, can solve the problems of increased dividends, infeasible purchase of foreign currency, and unsatisfactory avoidance of inflation, etc., to achieve the effect of avoiding risks.

Inactive Publication Date: 2014-01-01
贾东明
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] (4) Buying dividend insurance, when the bank lending rate rises, it will usually lead to an increase in dividends;
[0006] (5) Investing in the real estate market, under normal circumstances, the increase in the price of the real estate market will exceed inflation;
[0008] There are certain risks in the above methods, and for China's current policy, it is not feasible to buy foreign currency, and futures are only suitable for large enterprises, not for ordinary people, so the public has not many options, and in recent years Practice has shown that all the above methods are not ideal in avoiding inflation and have considerable risks

Method used

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Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0032] The product involved in the present invention is called value-preserving currency, and it should be able to be sold in the form of electronic money on the network, and its price is composed of three parts: handling fee for buying and selling value-preserving currency, interest and the original value based on food prices.

[0033] An electronic currency with a value-preserving function, which can only be issued and used on the Internet, and traded on a specific website. The transaction unit, the price of the value-preserving currency relative to the real currency has nothing to do with the circulation of the value-reserving currency, but only with the constant price of food.

[0034] The method of determining the original value of the hedge currency is as follows:

[0035] Specify a certain time base point, and specify the price of a hedge currency as D>0. After this time base point, the price of a hedging currency is D×I(t), where I(t) is the comprehensive price index ...

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PUM

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Abstract

The invention relates to the field of economics, in particular to electronic currency with a value maintaining function. The electronic currency with the value maintaining function is the value maintaining currency which can only be issued on the Internet and has the value maintaining function. The fact that the purchasing power of the value maintaining currency is always maintained constant no matter how the currency devalues through the method of being associated with food constant price, therefore, a commercial platform has the value maintaining function is provided for residents or enterprises, and the fact that the residents or the enterprises cannot suffer loss due to currency devaluation is guaranteed. In addition, the value maintaining currency has coding uniqueness, and therefore transaction security is guaranteed, and due to the fact that the value maintaining currency has additive attributes such as characters and images, technical possibility is provided for individualized currency.

Description

1. Technical field: [0001] The invention relates to the economic field, in particular to an electronic currency with a value-preserving function. 2. Background technology: [0002] In modern society, currency depreciation is a common phenomenon. This phenomenon will cause economic losses to ordinary people, and the actual purchasing power of currency in the hands of the people will decrease. In order to avoid losses caused by currency depreciation, people often adopt the following methods: (1) Buy precious metals with certain value-preserving functions, such as gold and silver. Purpose; [0003] (2) Purchase high-interest financial products, as long as the interest rate is higher than the inflation rate, the purpose of value preservation can be achieved; [0004] (3) Purchase foreign currencies with low inflation, such as US dollars, "basket" currencies, etc.; [0005] (4) Buying dividend insurance, when the bank lending rate rises, it will usually lead to an increase in ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q30/00G06Q40/00
Inventor 贾东明
Owner 贾东明
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