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A mobile handheld terminal for sending multimedia payment messages

A handheld terminal, multimedia technology, applied in the payment system structure, message/mail/notification, data processing applications, etc., can solve the problems of security risks, personal information leakage, etc., to improve security, improve friendliness, and enhance enthusiasm Effect

Active Publication Date: 2019-08-30
SHANGHAI ZHANGMEN TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

When the cardholder of this card wants to transfer money to another person, after success, the following will appear: figure 2 As shown in the prompt information, the text message will display the other party's name, account number and transfer amount, which brings great security risks to the payment, and its personal information is easily leaked out

Method used

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  • A mobile handheld terminal for sending multimedia payment messages
  • A mobile handheld terminal for sending multimedia payment messages
  • A mobile handheld terminal for sending multimedia payment messages

Examples

Experimental program
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Effect test

Embodiment approach

[0029] An implementation mode in which a mobile handheld terminal initiates a payment request to complete account payment is as follows:

[0030] See Figure 4 , Figure 4 It is a schematic diagram of the system structure for realizing payment in the embodiment of the present invention. The system includes a mobile handheld terminal 1, a payment service system 2, and a banknote service system 3, wherein the mobile handheld terminal 1 is used to initiate a payment request, and the payment service system associated with its account 2 Send a payment request for payment to another mobile handheld terminal 5.

[0031] The payment service system 2 processes the payment request initiated by the mobile handheld terminal 1, transfers money, pays to another mobile handheld terminal 5 specified in the payment request, and uploads the payment information to the banknote service system 3 .

[0032] The banknote service system 3 processes the payment information to form a banknote code. T...

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Abstract

The invention discloses a mobile handheld terminal for sending a multimedia payment message. An account number of the mobile handheld terminal is a mobile phone number; the mobile phone number is a financial account of a mobile handheld terminal owner; the mobile handheld terminal comprises a multimedia generation unit; when the mobile handheld terminal initiates a payment request, after the account number finishes the payment, the multimedia generation unit generates a multimedia paper money surface or other images for marking payment sums, and the mobile handheld terminal sends a message to a payment object. According to the mobile handheld terminal, by sending of the multimedia payment message and performing encryption on information included by the image, the friendliness of the payment serving as information interaction mode is greatly improved, the user experience is enhanced, and the security of the payment information is improved.

Description

technical field [0001] The invention relates to the field of network payment, in particular to a mobile hand-held terminal for sending multimedia payment messages. Background technique [0002] The way of shopping based on the network platform has been generally accepted by consumers, so that online payment has become the main means of payment for people. The current Internet has evolved into the era of mobile Internet, so through mobile handheld terminals such as smart phones Online payment has been greatly developed. [0003] After the current mobile payment is completed, generally both parties to the transaction will receive a simple prompt text message for the transaction. figure 1 shown. When the cardholder of this card wants to transfer money to another person, after success, the following will appear: figure 2 As shown in the prompt information, the text message will display the name of the other party, the account number of the other party, and the transfer amoun...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): H04W4/12G06Q20/18
Inventor 钱晋文
Owner SHANGHAI ZHANGMEN TECH
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