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An ATM terminal with unfinished leaving identification and its control method

A technology of ATM machine and control method, applied in complete banking system, complete banking system, monitoring of automatic teller machines, etc., can solve problems such as money cannot be stored in account, easy to forget to take out card, take away, etc.

Active Publication Date: 2018-01-30
启东市昌隆蔬果专业合作社
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] At present, ATM automatic teller machines (ATMs for short) in the financial industry are widely popular across the country, but while they provide users with convenient and fast access, they also bring new problems: after users use them, if the bank card If you forget to leave in the ATM machine, it is easy for others with ulterior motives to take away the money on the user's forgotten bank card and account, especially if you forget the bank card in the ATM machine and the interface after entering the correct password in the card reader (such as withdrawal or not withdrawn after transfer), the money in the account is easily taken away by others, and the operation process of cash withdrawal is on the ATM machine where the money is paid first and then the bank card is refunded (this operation process is generally adopted by ATM machines in my country for cash withdrawal), and the cash withdrawal is the most convenient It is easy to forget to take out the card. This kind of situation is often reported by many media
This change of "returning the card first and then spitting out the money" also has new problems: if you want to withdraw cash again or want to do other business, you have to re-insert the card and enter the password, which is troublesome, and you may forget to take the cash and leave; Therefore, the vast majority of banks in China have considered the habits of most customers and have not changed the traditional order of withdrawing cash first and then taking bank cards
[0004] As we all know: ATM automatic teller machines (abbreviated as ATMs) in the financial industry are also generally equipped with no-card deposit functions, but many media often report that while it brings convenience to users without card deposits, it also brings new problems: After choosing no-card deposit, users often leave because they forgot to press the "Confirm" button at the end, resulting in the money not being stored in the account and being taken away by the latecomers
The place where the ATM machine is located is a quiet environment. In order not to affect the use of the ATM machine by users and others, the loudness of the voice prompts sent by the ATM machine through the speaker is generally set to be less than 40 decibels, which will cause: people with hearing loss may not be able to hear it, especially The elderly, because most of the elderly have a hearing loss; when people are tense at work and too tired to concentrate and unresponsive, they will turn a deaf ear to the sound of the prompt voice, and of course it is more likely to cause incomplete use or failure to take out the bank card leave

Method used

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  • An ATM terminal with unfinished leaving identification and its control method
  • An ATM terminal with unfinished leaving identification and its control method

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0041] Such as figure 1 As shown, a kind of ATM machine terminal with unfinished leaving identification is provided with a gravity switch 2 connected with the central processing unit 1 of the ATM machine terminal.

[0042] The addition of a gravity switch 2 connected to the central processor unit 1 of the ATM terminal means that the switch output of the gravity switch 2 is connected to the input of the central processor unit 1 of the ATM terminal.

[0043] Gravity switch 2 is used to detect the user when depositing without a card and using with a card in front of the ATM terminal. The central processing unit 1 outputs the detection result of the switch of the gravity switch 2 combined with the screen interface to check the working status of the deposit without a card and the work with a card. The state implements corresponding processing and output voice prompt respectively. The gravity switch 2 is composed of a switch and a support surface. The gravity switch 2 is set on the...

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PUM

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Abstract

The invention discloses an ATM terminal with a use-unfinished leave recognizing function and a control method of the ATM terminal. The ATM terminal is additionally provided with a gravity switch which is connected with a central processing unit in the ATM terminal, arranged on the ground right in front of a terminal body and used for detecting a user. The control method includes the steps that during non-card deposit, a button with a non-cash-withdrawal function is confirmed automatically when it is recognized that a user leaves before confirmation, so it is ensured that if the user leaves when the ATM waits for confirmation, cash can not be taken away by other people; during card deposit, if the user leaves when a bank card is in a card reader of an ATM and a card retreat function button selection item is displayed on an interface, card retreat operation is instantly executed, so it is ensured that if the user leaves when the bank card is in the card reader and the ATM waits for the card retreat operation, cash in the account of the bank card can not be directly taken away by other people without inputting the password.

Description

technical field [0001] The invention relates to the technical field of bank card security, in particular to an ATM machine terminal and a control method for using unfinished leaving identification. Background technique [0002] At present, ATM automatic teller machines (ATMs for short) in the financial industry are widely popular across the country, but while they provide users with convenient and fast access, they also bring new problems: after users use them, if the bank card If you forget to leave in the ATM machine, it is easy for others with ulterior motives to take away the money on the user's forgotten bank card and account, especially if you forget the bank card in the ATM machine and the interface after entering the correct password in the card reader (such as withdrawal or not withdrawn after transfer), the money in the account is easily taken away by others, and the operation process of cash withdrawal is on the ATM machine where the money is paid first and then the...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G07F19/00
CPCG07F19/207G07F19/209
Inventor 王长宝窦慧莉于立东高尚董海燕
Owner 启东市昌隆蔬果专业合作社
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