Construction method of a mobile phone payment system for online shopping
A mobile payment and online shopping technology, applied in the field of image processing, can solve the problems of loss of legal mobile phone holders, unsafe QR codes, etc.
Active Publication Date: 2020-04-21
天津市阿波罗信息技术有限公司
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[0009] The method described in the above-mentioned non-patent document 1 was stopped by the national authoritative financial institution because the two-dimensional code was unsafe, and the solution of using the two-dimensional code for mobile payment was shelved
[0010] The mobile phone payment system described in the above-mentioned patent document 1 performs code exchange through wireless communication. Since the security problem has not been completely resolved, especially when the mobile phone is lost, the legal holder of the mobile phone will suffer a relatively large loss. Therefore, this This mobile payment method is only suitable for small payments
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[0053] The embodiments of the present invention will be described in further detail below with reference to the accompanying drawings, but the embodiments of the present invention are illustrative rather than restrictive.
[0054] The technical problem of the present invention is solved by adopting the following technical solutions: according to the accompanying drawings in the specification, the embodiments of the invention are described.
[0055] figure 1 It is a schematic diagram of the operation flow of mobile payment for large-value goods shopping.
[0056] Such as figure 1 Shown: first select the goods to be purchased online in step (a), you can go online directly, use the existing systems of these websites on shopping websites such as Taobao, Jingdong, etc., select the required items, and follow the requirements of the website used To proceed.
[0057] Online shopping platforms such as Taobao and JD.com have their own protocol standards. How to unify the standards and make mo...
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The invention belongs to the field of image processing and relates to a construction method of a mobile phone payment system for large-scale commodity online shopping. It is composed of the steps of selecting the commodity to be purchased, selecting a credit card on the mobile phone, automatically entering the step of facial recognition authentication, and the mobile phone payment step. Its characteristics are: the system introduces the theory of probability scale distance, which can directly transform the facial image into a code, which can be directly used as a password for mobile payment, and has a fast network transmission speed, and can convert the facial image into a code. The code is directly used as the password for mobile payment, and there is no need to make many changes to the original system in system construction, reducing investment costs. In addition, the payment code of facial recognition or voiceprint is stable, and it also has the function of adaptive learning, which can continuously improve the system performance. Face payment has the function of life recognition, which can prevent criminals from using photos to defraud payment. It can solve the consistency authentication between the payment credit card and the cardholder, which can make the mobile payment system have higher security.
Description
【Technical Field】 [0001] The invention belongs to a method for constructing a mobile payment system for online shopping in the field of image processing. 【Background technique】 [0002] Recently, third-party payment for online shopping has broken down barriers in the financial field for many years, and the formation of a new network-centric financial system has become imperative. Here, the core of fierce competition in all aspects of society is mobile payment technology. In China, the first technology to be applied to mobile payment is the publicly available two-dimensional barcode. (Non-Patent Document 1) [0003] The announcement of iPhone 6 with NFC (Near Field Communication technology) function has focused people's attention on the mobile electronic payment system of RFID technology. It is widely used in convenience stores such as buying tickets, magazines or snacks. A large number of patent documents were also published during this period. A representative patent applicat...
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IPC IPC(8): G06K9/00G06K9/62G06Q20/40
Inventor 顾泽苍
Owner 天津市阿波罗信息技术有限公司