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Transaction signature method and system

A technology of transaction signature and signature information, applied in the field of communication, can solve the problem of increased cost of financial institutions, and achieve the effect of convenient transaction and cost reduction

Inactive Publication Date: 2020-01-14
SHENZHEN YIHUA COMP +2
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] In view of this, the embodiment of the present invention provides a transaction signature method and system to solve the problem in the prior art that the use of paper documents or handwriting boards to confirm and save user signatures leads to increased costs for financial institutions

Method used

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  • Transaction signature method and system
  • Transaction signature method and system

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0076] figure 1 A system architecture diagram of a transaction signature system provided by the first embodiment of the present invention is shown, and the details are as follows: For the convenience of description, only the parts related to the embodiment of the present invention are shown.

[0077] refer to figure 1 , the transaction signature system includes a financial instrument 1, a server 2 and a mobile terminal 3, wherein:

[0078] The financial machine 1 is used to send account information to the server 2 .

[0079] The server 2 is used to send the connection request and signature notification to the mobile terminal 3 .

[0080] The mobile terminal 3 is configured to send feedback information and signature information for confirming the connection to the server 2 .

[0081] The server 2 is also used to send the signature information sent by the mobile terminal 3 to the financial machine 1 .

[0082] The financial machine 1 is also used to complete the transaction ...

Embodiment 2

[0087] figure 2 It shows the implementation process of the transaction signature method provided by the embodiment of the present invention. In this embodiment, the execution subject of the process is figure 1 Server 2 is shown, detailed below:

[0088] Step S201, acquiring the user account information sent by the financial machine.

[0089] Wherein, the user account information includes bank card number, ID number, mobile phone number or WeChat ID.

[0090] Step S202, based on the user account information, send a connection request to the mobile terminal corresponding to the user account information.

[0091] Specifically, in the embodiment of the present invention, the server sends a connection request to the mobile terminal corresponding to the user account information according to the user account information obtained in step S201. The corresponding mobile terminal sends a connection request; if the user account information is a bank card number, then search the server...

Embodiment 3

[0110] image 3 It shows the implementation process of the transaction signature method provided by the embodiment of the present invention. In this embodiment, the execution subject of the process is figure 1 The mobile terminal 3 shown is described in detail as follows:

[0111] Step S301, acquiring a connection request sent by a server.

[0112] Wherein, the connection request includes password information and / or the location of the mobile terminal. Wherein, the password information may be a password corresponding to a user account, or may be a random password.

[0113] Optionally, after the step S301, it also includes:

[0114] C1. Detect the source of the connection request. Specifically, by detecting the source of the connection request, fraud by criminals is prevented, thereby improving the security of the mobile terminal access.

[0115]Step S302, after detecting the connection confirmation instruction, sending feedback information of connection confirmation to th...

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PUM

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Abstract

The invention is suitable for the technical field of the communication, and provides a transaction signature method and a system. The method comprises the following steps: acquiring user account information sent by a financial tool; sending a connection request to a mobile terminal corresponding to the user account information based on the user account information; receiving feedback information that the mobile terminal confirms the connection; confirming whether to send a signature notice to the mobile terminal based on the feedback information; if confirming the sending, acquiring the signature information sent by the mobile terminal after sending the signature notice, and sending the signature information to the financial tool, thereby enabling the financial tool to finish the transaction according to the signature information. By use of the method disclosed by the invention, the operation cost of the financial mechanism can be lowered.

Description

technical field [0001] The invention belongs to the technical field of communication, and in particular relates to a transaction signature method and system. Background technique [0002] Financial machines and tools refer to the machines and tools products used daily by banks and other financial institutions, such as anti-counterfeiting banknote counters, banknote detectors, multi-counters, intelligent terminals, coin sorting machines, banknote sorting machines, banknote binding machines, binding machines, shredders, etc. Paper machines, ID card discriminators and other products. [0003] In existing financial transactions, users are often required to perform signature verification. For example, when a user goes to a bank to handle deposit procedures or other procedures, signature confirmation is required. The existing signature verification process often requires users to sign paper documents, which wastes paper and is not environmentally friendly. Some financial institu...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): H04L9/32G06Q20/38G06Q20/42
CPCG06Q20/3825G06Q20/42H04L9/3247
Inventor 黄勃
Owner SHENZHEN YIHUA COMP