Insuring method, insuring terminal, insurance server and computer-readable storage media

Abstract

The present invention discloses an insuring method. The method comprises the steps that: an insuring terminal acquires corresponding insurance applicant information when the insuring terminal receivesan insuring request; the insuring terminal determines to call a corresponding insurance server interface according to the insuring request so as to send the insurance applicant information and the insuring request to the insurance server for verification; and verification approval information is displayed when the insuring terminal receives the verification approval information returned by the insurance server. The invention also discloses the insuring terminal, the insurance server and a computer-readable storage media. The insuring terminal of the invention directly carries out network connection with the insurance server of an insurance company, data generated by an insuring procedure is directly transmitted to the insurance server, thus the insurance company directly controls the insuring procedure, the insurance company can carry out service feedback according to the data at the first time, the optimization of the insurance procedure is facilitated, and the insuring efficiency isimproved.

Description

technical field [0001] The present invention relates to the field of insurance finance, in particular to an insurance application method, an insurance application terminal, an insurance server and a computer-readable storage medium. Background technique [0002] At present, the commonly used method of displaying bancassurance products in the insurance industry is that bank tellers complete the insurance application process with customers at bank outlets and through bank PC terminals. Among them, the bank PC is connected to the bank's internal system, which is part of the banking system, but the banking system and the insurance company's own system are two different systems; therefore, the insurance company only submits all insurance information to the banking system and banking system when the customer submits all insurance information. Only when these insurance application materials are sent to the insurance system can the insurance company obtain the corresponding insuranc...

AI Technical Summary

Problems solved by technology

[0003] This traditional way of insurance has certain defects, namely the problem of data docking. The time for the insurance company to obtain the data is actually lagging behind. The insurance company can only review the customer data when the banking system transfers the customer data, and cannot first Timely feedback to users based on data and data (such as answering whether the user can sign the insurance), thus reducing the efficiency of insurance

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