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Policy loss analysis method and device

An analysis method and analysis device technology, applied in the field of data processing, can solve problems such as reducing user experience in insurance, policy loss, waste of insurance company resources, etc., to achieve the effect of improving insurance experience, saving resources, and avoiding a large number of losses

Inactive Publication Date: 2018-06-19
TAIKANG LIFE INSURANCE CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0003] After researching the existing insurance application process, the inventor found that between every two adjacent processing nodes, some subjective or objective reasons would cause a certain loss of insurance policies, and these parts that were not successfully converted into valid insurance policies would not only affect the The insurance company's resources are wasted, and it also reduces the user's insurance experience

Method used

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  • Policy loss analysis method and device
  • Policy loss analysis method and device
  • Policy loss analysis method and device

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Embodiment Construction

[0044] The technical solutions in the embodiments of the present invention will be clearly and completely described below in conjunction with the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only a part of the embodiments of the present invention, rather than all the embodiments. Based on the embodiments of the present invention, all other embodiments obtained by those of ordinary skill in the art without creative work shall fall within the protection scope of the present invention.

[0045] The present invention can be used in many general-purpose or special-purpose computing device environments or configurations. For example: personal computers, server computers, handheld or portable devices, tablet devices, multi-processor devices, distributed computing environments including any of the above devices or devices, and so on.

[0046] The embodiment of the present invention provides a method for analyzing policy loss. T...

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Abstract

The present invention provides a policy loss analysis method and device. During an insuring flow, every two adjacent processing nodes are adopted as a target node group; policies lost between two adjacent processing nodes in each target node group during a policy processing process are determined; a pre-established prediction model is adopted to obtain the data information of each setting factor corresponding to each lost policy in each target node group; and the data information of each setting factor is analyzed, losing factors which cause the loss of the policies during the policy processing process are determined. With the policy loss analysis method of the invention adopted, the losing causes of the policies between the two adjacent processing nodes during the insuring flow can be obtained through analysis, so that adjustment can be made during a subsequent insuring process, and therefore, massive loss of policies can be avoided, resources can be saved, and the insuring experienceof a user can be improved.

Description

Technical field [0001] The invention relates to the technical field of data processing, in particular to a method and device for analyzing loss of insurance policies. Background technique [0002] In the insurance business, the new contract insurance process generally includes several stages: acceptance, advance receipt, underwriting, actual receipt, and underwriting. A new insurance policy can only come into force after being processed by the above-mentioned processing nodes, providing protection for the customer's property and life safety. [0003] The inventor has conducted research on the existing insurance application process and found that between every two adjacent processing nodes, there will be a certain loss of insurance policies due to some subjective or objective reasons. These parts that are not successfully converted into effective insurance policies are both correct The resources of the insurance company cause waste, and at the same time reduce the user's insurance ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/08G06Q30/02G06F17/30
CPCG06F16/285G06Q30/0203G06Q40/08
Inventor 董露
Owner TAIKANG LIFE INSURANCE CO LTD
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