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Insurance slip rapid underwriting verification method and device and electronic equipment

A technology for underwriting and insurance policies, which is applied in the fields of instruments, finance, and data processing applications, can solve problems such as low efficiency and complex calculation methods, and achieve the effect of shortening business processes, reducing waiting time, and improving insurance application experience

Pending Publication Date: 2021-03-12
CHINA LIFE INSURANCE COMPANY
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  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0004] In view of this, the purpose of one or more embodiments of this specification is to propose a fast underwriting verification method, device and electronic equipment for an insurance application to solve the problems of complex calculation methods and low efficiency in the underwriting verification process

Method used

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  • Insurance slip rapid underwriting verification method and device and electronic equipment
  • Insurance slip rapid underwriting verification method and device and electronic equipment
  • Insurance slip rapid underwriting verification method and device and electronic equipment

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Embodiment Construction

[0054] In order to make the purpose, technical solutions and advantages of the present disclosure clearer, the present disclosure will be further described in detail below in conjunction with specific embodiments and with reference to the accompanying drawings.

[0055] It should be noted that, unless otherwise defined, the technical terms or scientific terms used in one or more embodiments of the present specification shall have ordinary meanings understood by those skilled in the art to which the present disclosure belongs. "First", "second" and similar words used in one or more embodiments of the present specification do not indicate any order, quantity or importance, but are only used to distinguish different components. "Comprising" or "comprising" and similar words mean that the elements or items appearing before the word include the elements or items listed after the word and their equivalents, without excluding other elements or items. Words such as "connected" or "con...

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Abstract

Embodiments of the invention provide an insurance slip rapid underwriting verification method and apparatus, and an electronic device, and can solve the problems of complex calculation method and lowefficiency in an underwriting verification process. The method comprises the following steps: determining a target insurance type insurance limit of an insured customer and salesman information corresponding to a salesman according to insurance slip data; determining a business inspection-free judgment rule corresponding to each piece of to-be-inspected attribute data according to the salesman information; determining an inspection-free limit corresponding to the to-be-inspected attribute data of the target insurance type according to the service inspection-free judgment rule; and skipping thedetection of the to-be-detected attributes of which the insurance quota is not higher than the detection-free quota during automatic underwriting verification. The device comprises a data acquisitionmodule, an information acquisition module, a judgment rule module, an inspection-free quota module and an automatic underwriting platform module. The electronic equipment comprises a memory, a processor and a computer program which is stored on the memory and can run on the processor to realize the insurance slip quick underwriting verification method.

Description

technical field [0001] One or more embodiments of this specification relate to the technical field of service data processing, and in particular to a method, device, and electronic device for rapid underwriting verification of an insurance application form. Background technique [0002] With the continuous development and progress of science and technology and the continuous improvement of people's living standards, people's requirements for the quality of life have also been continuously improved, and the awareness of insurance has also been continuously enhanced. More and more people buy insurance to prevent risks. [0003] The existing insurance business is generally recommended by the business salesman. The customer fills in the insurance application form, and after submission, it undergoes automatic underwriting verification. results, and often involves a large amount of unstructured data, such as medical examination reports, survival questionnaires, financial certifica...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/08G06Q10/06G06Q40/00
CPCG06Q40/08G06Q10/06393G06Q40/125
Inventor 周华强朱涛丁少正于高升杨轲
Owner CHINA LIFE INSURANCE COMPANY
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