Health report provision judgment method and apparatus, computer device and storage medium

Abstract

Embodiments of the invention provide a health report provision judgment method and apparatus, a computer device and a storage medium. The judgment method for providing a health report comprises the steps of obtaining a parameter value of a preset attribute associated with an insured person identifier; according to the parameter value, calculating an underwriting assessment value of an insured person corresponding to the insured person identifier; according to a threshold range of the underwriting assessment value, judging whether a health report and a physical examination report of the insuredperson corresponding to the insured person identifier need to be provided or not; and displaying a judgment result and the corresponding insured person identifier at the same time. A working mechanism for manually judging whether the health report and the physical examination report of the insured person need to be provided or not is removed, so that the underwriting time is saved and the underwriting efficiency is improved.

Description

technical field [0001] The invention relates to the field of computer technology, in particular to a judging method, device, computer equipment and storage medium for providing a health report. Background technique [0002] In the process of reviewing whether the insurance policy is approved, factors such as the income, age, guarantee amount, and health status of the insured directly affect whether the policy of the insured can be approved. The underwriting is still judged manually, but as more and more influencing factors need to provide the health report of the insured, the workload of the underwriter is also increasing, and when the number of insured is very large, such as group For insurance, when hundreds or even thousands of insureds may be covered under one policy, the workload of the underwriter is very heavy and the work efficiency is low. [0003] At present, there is an urgent need for a method to automatically determine whether to provide the insured's medical c...

AI Technical Summary

Problems solved by technology

[0002] In the process of reviewing whether the insurance policy is approved, factors such as the income, age, guarantee amount, and health status of the insured directly affect whether the policy of the insured can be approved. The underwriting is still judged manually, but as more and more influencing factors need to provide the health report of the insured, the workload of the underwriter is also increasing, and when the number of insured is very large, such as group When there are hundreds or even thousands of insureds under an insurance policy, the workload of the underwriter is very heavy and the work efficiency is low

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