Auto insurance claim settlement method and device

A technology of auto insurance and location information, applied in the computer field, can solve the problems of time-consuming and low efficiency, and achieve the effect of reducing time-consuming and improving the efficiency of claim settlement

Active Publication Date: 2021-04-27
PING AN TECH (SHENZHEN) CO LTD
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  • Abstract
  • Description
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AI Technical Summary

Problems solved by technology

In the process of accident claims, it is basically done manually, which takes a long time and has low efficiency.

Method used

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  • Auto insurance claim settlement method and device
  • Auto insurance claim settlement method and device
  • Auto insurance claim settlement method and device

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Embodiment Construction

[0058] In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0059] The auto insurance claim settlement method provided in the embodiment of the present invention can be applied to such as figure 1shown in the application environment. The client terminal 102 is connected to the server 104 through the network, and the survey terminal 106 is connected to the server 104 through the network. When an accident occurs to an insured vehicle, the client can use the client terminal 102 to report the auto insurance to the server 104 . The report information includes the basic information of the vehicle and the location of the accident. The server 104 acquires the re...

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Abstract

The present invention relates to a method and device for auto insurance claim settlement. The method is applied to a survey terminal, including: receiving a car insurance survey task, the auto insurance survey task carrying the location of the accident; capturing the location information of the survey terminal, when the location information When it is consistent with the dangerous place, it is allowed to accept the input operation of the surveyor; obtain the survey information input by the surveyor, and the survey information includes survey items and corresponding survey quotations; upload the survey information to the server, so that the server according to The preset rules compare the survey information, if the survey information conforms to the preset rules, and the survey quotation is less than or equal to the preset value, then record the survey item and survey quotation as corresponding to the auto insurance claim The fixed loss items and fixed loss amount. Adopting this method can effectively reduce the time-consuming of auto insurance claim settlement and improve the efficiency of claim settlement.

Description

technical field [0001] The invention relates to the field of computer technology, in particular to a method and device for auto insurance claim settlement. Background technique [0002] With the popularization of automobiles, auto insurance has gradually integrated into people's lives. When an insured vehicle has a traffic accident, the insurance company will send investigators to the scene of the accident for investigation. According to the location and extent of the loss of the vehicle, the insurance company will usually send a loss assessor to the repair point for loss assessment. After the loss is determined, the insurance company calculates the compensation amount. In the process of accident claims, it is basically done manually, which takes a long time and has low efficiency. Contents of the invention [0003] Based on this, it is necessary to address the above technical problems and provide a method and device for auto insurance claims that can effectively reduce...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q40/08G06Q10/10
CPCG06Q10/103G06Q40/08
Inventor 林峰刘金萍王鸿范思焯谢洪彬蔡智晓
Owner PING AN TECH (SHENZHEN) CO LTD
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