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A method and system for electronic payment

An electronic payment and payment terminal technology, applied in the computer field, can solve the problem that the employer does not support the withholding mode of the collection account

Inactive Publication Date: 2019-02-19
SHENZHEN BILLIONS FINANCE CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, some employers do not support the collection account withholding mode, and the borrower can only repay the loan by actively sending money to the collection account

Method used

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  • A method and system for electronic payment
  • A method and system for electronic payment
  • A method and system for electronic payment

Examples

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Embodiment Construction

[0046] The present invention will be further described in detail below through specific embodiments in conjunction with the accompanying drawings. In the following implementation manners, many details are described for better understanding of the present application. However, those skilled in the art can readily recognize that some of the features can be omitted or replaced by other methods in different situations. In some cases, some operations related to the present application are not shown or described in the specification, in order to avoid the core part of the present application from being overwhelmed by too many descriptions. For those skilled in the art, it is not necessary to describe these related operations in detail, and they can fully understand the related operations based on the description in the specification and general technical knowledge in the field.

[0047] The electronic payment method and system of this embodiment can be used in financial companies, ...

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Abstract

A method and system for electronic payment is provided. The method comprises the following steps: a debit end sends payment request information to an intermediary end, wherein, the payment request information comprises an identifier of the debit end, an identifier of a management side and an identifier of a third payment end, and the debit end is a terminal of a target client; The intermediary endobtains payable amount and interface information according to the payment request information, and sends the payable amount and interface information to the third party payment end, wherein the payable amount is the amount that the target customer needs to return to the employer, and the interface information is the information of the interface that the target customer reimburses to the employer;The third-party payment terminal generates a third-party payment interface according to the payable amount and the interface information, and provides the third-party payment interface to the debtorterminal; The debit end pays through the third-party payment interface, and the third-party payment end sends the payment result information of the debit end to the intermediary end.

Description

technical field [0001] The present invention relates to the field of computers, in particular to an electronic payment method and system Background technique [0002] Personal consumption loan refers to the RMB loan business issued by banks and other financial institutions to individual customers with designated consumption purposes. The main purposes include personal housing, automobiles, general student loans and other consumption personal loans. In my country, accelerating the development of personal consumption credit has been given great expectations to stimulate domestic demand and stimulate economic recovery, and it is also one of the profit growth points that my country's financial institutions are focusing on developing. At present, with the continuous development of the banking and financial industries, the loan business has gradually spread to the daily life of the masses, and various loan companies have gradually appeared in people's sight. [0003] After the lo...

Claims

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Application Information

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IPC IPC(8): G06Q40/02G06Q20/02G06Q20/08
CPCG06Q20/023G06Q20/0855G06Q40/03
Inventor 麻礼郝建辉
Owner SHENZHEN BILLIONS FINANCE CO LTD